Beardstown Savings s.b.
Beardstown, IL
IDRSSD: 835378
Total Assets
$73.07M
Latest filing
Total Deposits
$53.38M
Latest filing
Net Interest Margin
3.49%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Beardstown Savings s.b.
301 S State St
Beardstown, IL 62618
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1911FDIC Certificate 42877
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Beardstown Savings s.b. (Main) | 301 S State St | Beardstown, IL |
| WEST MAIN ST BRANCH | 201 W Main St | Mount Sterling, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1911 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 62618 |
| State and County Number | 17017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.beardstownsavings.com |
| Data Updated | 11/14/2025 |
| CERT | 30043 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $73.07M |
| Total Deposits | $53.38M |
| Total Liabilities | $66.20M |
| Total Equity Capital | $6.88M |
| Net Income | $95.00k |
| Net Loans and Leases | $41.05M |
| Assets Per Employee ($Millions) | $6.64M |
| Bank Premises and Fixed Assets | $633.00k |
| Cash and Balances due from Depository Institutions | $1.56M |
| Deposits Held in Domestic Offices | $53.38M |
Key Performance Ratios
| Return on Assets (ROA) | 0.52% |
| Return on Equity (ROE) | 5.85% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 77.66% |
| Tier 1 Risk-Based Capital Ratio | 19.913% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.408% |
| Earning Assets to total Assets | 93.88% |
Income and Expense
| Total Interest Income | $918.00k |
| Total Noninterest Income | $46.00k |
| Total Interest Expense | $324.00k |
| Total Noninterest Expense | $497.00k |
| Net Interest Income | $594.00k |
| Pre-tax Net Operating Income | $143.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.45M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $377.00k |
| Total Liabilities and Capital | $73.07M |
Securities
| Securities | $27.21M |
| Available-for-sale debt securities | $27.21M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Beardstown Savings s.b.?
$73.07M as of the latest filing.
How much are Beardstown Savings s.b.'s total deposits?
$53.38M in total deposits.
Where is Beardstown Savings s.b. located?
Beardstown, IL.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1911.
What is the Return on Assets (ROA)?
0.52%.
How much are total loans and leases?
$41.05M (latest filing).
What is the total interest income (latest filing)?
$918.00k.