Villa Grove State Bank
Villa Grove, IL
IDRSSD: 474245
Total Assets
$83.67M
Latest filing
Total Deposits
$72.81M
Latest filing
Net Interest Margin
3.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Villa Grove State Bank
10 N Main St
Villa Grove, IL 61956
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/19/1919FDIC Certificate 5932
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Villa Grove State Bank (Main) | 10 N Main St | Villa Grove, IL |
| DRIVE-UP FACILITY | 20 N Main St | Villa Grove, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/19/1919 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61956 |
| State and County Number | 17041 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/16/1933 |
| Primary Insurance Agency | DIF |
| Website | www.villagrovestatebank.com |
| Data Updated | 11/14/2025 |
| CERT | 9273 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $83.67M |
| Total Deposits | $72.81M |
| Total Liabilities | $73.28M |
| Total Equity Capital | $10.39M |
| Net Income | $319.00k |
| Net Loans and Leases | $56.07M |
| Assets Per Employee ($Millions) | $4.92M |
| Bank Premises and Fixed Assets | $640.00k |
| Cash and Balances due from Depository Institutions | $13.48M |
| Deposits Held in Domestic Offices | $72.81M |
Key Performance Ratios
| Return on Assets (ROA) | 1.53% |
| Return on Equity (ROE) | 12.41% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 58.79% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.422% |
| Earning Assets to total Assets | 96.44% |
Income and Expense
| Total Interest Income | $1.09M |
| Total Noninterest Income | $23.00k |
| Total Interest Expense | $299.00k |
| Total Noninterest Expense | $478.00k |
| Net Interest Income | $790.00k |
| Pre-tax Net Operating Income | $323.00k |
| Provision for Credit Losses | $12.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.48M |
| Federal Funds Purchased and Repurchased Agreement | $157.00k |
| All Other Liabilities | $313.00k |
| Total Liabilities and Capital | $83.67M |
Securities
| Securities | $11.20M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $11.14M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Villa Grove State Bank?
$83.67M as of the latest filing.
How much are Villa Grove State Bank's total deposits?
$72.81M in total deposits.
Where is Villa Grove State Bank located?
Villa Grove, IL.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
2.
When was it established?
10/19/1919.
What is the Return on Assets (ROA)?
1.53%.
How much are total loans and leases?
$56.07M (latest filing).
What is the total interest income (latest filing)?
$1.09M.