Kinmundy Bank
Kinmundy, IL
IDRSSD: 489249
Total Assets
$73.59M
Latest filing
Total Deposits
$63.21M
Latest filing
Net Interest Margin
4.90%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081208685KINMUNDY, IL
Key People
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Locations
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Main Office
Kinmundy Bank
201 S Madison St
Kinmundy, IL 62854
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/02/1902FDIC Certificate 2466
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Kinmundy Bank (Main) | 201 S Madison St | Kinmundy, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/02/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62854 |
| State and County Number | 17121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Centralia, IL |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.kinmundybank.com |
| Data Updated | 01/30/2026 |
| CERT | 3805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $73.59M |
| Total Deposits | $63.21M |
| Total Liabilities | $63.34M |
| Total Equity Capital | $10.25M |
| Net Income | $386.00k |
| Net Loans and Leases | $48.84M |
| Assets Per Employee ($Millions) | $8.18M |
| Bank Premises and Fixed Assets | $103.00k |
| Cash and Balances due from Depository Institutions | $2.31M |
| Deposits Held in Domestic Offices | $63.21M |
Key Performance Ratios
| Return on Assets (ROA) | 2.12% |
| Return on Equity (ROE) | 15.08% |
| Net Interest Margin | 4.9% |
| Efficiency Ratio | 42.16% |
| Tier 1 Risk-Based Capital Ratio | 21.134% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.924% |
| Earning Assets to total Assets | 94.27% |
Income and Expense
| Total Interest Income | $1.07M |
| Total Noninterest Income | $81.00k |
| Total Interest Expense | $233.00k |
| Total Noninterest Expense | $387.00k |
| Net Interest Income | $837.00k |
| Pre-tax Net Operating Income | $531.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $94.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.96M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $133.00k |
| Total Liabilities and Capital | $73.59M |
Securities
| Securities | $16.91M |
| Available-for-sale debt securities | $16.41M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $500.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Kinmundy Bank?
$73.59M as of the latest filing.
How much are Kinmundy Bank's total deposits?
$63.21M in total deposits.
Where is Kinmundy Bank located?
Kinmundy, IL.
What is the Net Interest Margin?
4.90%.
How many domestic offices does it operate?
1.
When was it established?
02/02/1902.
What is the Return on Assets (ROA)?
2.12%.
How much are total loans and leases?
$48.84M (latest filing).
What is the total interest income (latest filing)?
$1.07M.