FlatIrons Bank
Boulder, CO
IDRSSD: 3022610
Total Assets
$354.30M
Latest filing
Total Deposits
$323.44M
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
FlatIrons Bank
1095 Canyon Blvd
Boulder, CO 80302
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/22/2001FDIC Certificate 360600
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FlatIrons Bank (Main) | 1095 Canyon Blvd | Boulder, CO |
| LONGMONT BRANCH | 428 Kimbark St | Longmont, CO |
| MOBILE BRANCH | 1095 Canyon Rd., Suite 100 | Boulder, CO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/22/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80302 |
| State and County Number | 08013 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Boulder, CO |
Operational Info
| Number of Employees | 34 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/22/2001 |
| Primary Insurance Agency | DIF |
| Website | www.flatirons.bank |
| Data Updated | 11/14/2025 |
| CERT | 57280 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $354.30M |
| Total Deposits | $323.44M |
| Total Liabilities | $328.08M |
| Total Equity Capital | $26.22M |
| Net Income | $1.32M |
| Net Loans and Leases | $245.38M |
| Assets Per Employee ($Millions) | $9.32M |
| Bank Premises and Fixed Assets | $4.07M |
| Cash and Balances due from Depository Institutions | $50.69M |
| Deposits Held in Domestic Offices | $323.44M |
Key Performance Ratios
| Return on Assets (ROA) | 1.42% |
| Return on Equity (ROE) | 21.07% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 68.3% |
| Tier 1 Risk-Based Capital Ratio | 12.893% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.4% |
| Earning Assets to total Assets | 97.41% |
Income and Expense
| Total Interest Income | $4.88M |
| Total Noninterest Income | $552.00k |
| Total Interest Expense | $1.61M |
| Total Noninterest Expense | $2.61M |
| Net Interest Income | $3.27M |
| Pre-tax Net Operating Income | $1.34M |
| Provision for Credit Losses | $-130,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.64M |
| Total Liabilities and Capital | $354.30M |
Securities
| Securities | $49.69M |
| Available-for-sale debt securities | $49.69M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FlatIrons Bank?
$354.30M as of the latest filing.
How much are FlatIrons Bank's total deposits?
$323.44M in total deposits.
Where is FlatIrons Bank located?
Boulder, CO.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
3.
When was it established?
12/22/2001.
What is the Return on Assets (ROA)?
1.42%.
How much are total loans and leases?
$245.38M (latest filing).
What is the total interest income (latest filing)?
$4.88M.