FlatIrons Bank
Boulder, CO
IDRSSD: 3022610
Total Assets
$359.78M
Latest filing
Total Deposits
$327.39M
Latest filing
Net Interest Margin
3.90%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
107006839BOULDER, CO
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
FlatIrons Bank
1095 Canyon Blvd
Boulder, CO 80302
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/22/2001FDIC Certificate 360600
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| FlatIrons Bank (Main) | 1095 Canyon Blvd | Boulder, CO |
| LONGMONT BRANCH | 428 Kimbark St | Longmont, CO |
| MOBILE BRANCH | 1095 Canyon Rd., Suite 100 | Boulder, CO |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
AMG National Trust Bank
Boulder, Colorado
→
Assets: $732.64MΔ +106.8%
Alamosa State Bank
Alamosa, Colorado
→
Assets: $343.99MΔ -2.9%
FMS Bank
Fort Morgan, Colorado
→
Assets: $339.06MΔ -4.3%
First FarmBank
Greeley, Colorado
→
Assets: $377.61MΔ +6.6%
San Luis Valley Federal Bank
Alamosa, Colorado
→
Assets: $379.25MΔ +7.0%
5Star Bank
Colorado Springs, Colorado
→
Assets: $390.45MΔ +10.2%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/22/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80302 |
| State and County Number | 08013 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Boulder, CO |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/22/2001 |
| Primary Insurance Agency | DIF |
| Website | www.flatirons.bank |
| Data Updated | 01/30/2026 |
| CERT | 57280 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $359.78M |
| Total Deposits | $327.39M |
| Total Liabilities | $332.30M |
| Total Equity Capital | $27.48M |
| Net Income | $1.29M |
| Net Loans and Leases | $242.61M |
| Assets Per Employee ($Millions) | $9.23M |
| Bank Premises and Fixed Assets | $4.00M |
| Cash and Balances due from Depository Institutions | $55.58M |
| Deposits Held in Domestic Offices | $327.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.44% |
| Return on Equity (ROE) | 19.2% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 71.64% |
| Tier 1 Risk-Based Capital Ratio | 13.254% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.638% |
| Earning Assets to total Assets | 96.63% |
Income and Expense
| Total Interest Income | $4.84M |
| Total Noninterest Income | $813.00k |
| Total Interest Expense | $1.46M |
| Total Noninterest Expense | $3.00M |
| Net Interest Income | $3.38M |
| Pre-tax Net Operating Income | $1.29M |
| Provision for Credit Losses | $-100,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.90M |
| Total Liabilities and Capital | $359.78M |
Securities
| Securities | $50.23M |
| Available-for-sale debt securities | $50.23M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of FlatIrons Bank?
$359.78M as of the latest filing.
How much are FlatIrons Bank's total deposits?
$327.39M in total deposits.
Where is FlatIrons Bank located?
Boulder, CO.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
3.
When was it established?
12/22/2001.
What is the Return on Assets (ROA)?
1.44%.
How much are total loans and leases?
$242.61M (latest filing).
What is the total interest income (latest filing)?
$4.84M.