Farmers Bank
Ault, CO
IDRSSD: 3020447
Total Assets
$311.46M
Latest filing
Total Deposits
$289.94M
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Farmers Bank
119 1st St
Ault, CO 80610
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/28/2001FDIC Certificate 362098
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Farmers Bank (Main) | 119 1st St | Ault, CO |
| 713 SOUTH LEMAY BRANCH | 713 S Lemay Ave | Fort Collins, CO |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/28/2001 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 80610 |
| State and County Number | 08123 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Greeley, CO |
Operational Info
| Number of Employees | 33 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/28/2001 |
| Primary Insurance Agency | DIF |
| Website | www.farmersbank-weld.com |
| Data Updated | 11/14/2025 |
| CERT | 57335 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $311.46M |
| Total Deposits | $289.94M |
| Total Liabilities | $291.91M |
| Total Equity Capital | $19.55M |
| Net Income | $1.23M |
| Net Loans and Leases | $168.03M |
| Assets Per Employee ($Millions) | $9.16M |
| Bank Premises and Fixed Assets | $1.12M |
| Cash and Balances due from Depository Institutions | $53.87M |
| Deposits Held in Domestic Offices | $289.94M |
Key Performance Ratios
| Return on Assets (ROA) | 1.6% |
| Return on Equity (ROE) | 25.98% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 59.08% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.276% |
| Earning Assets to total Assets | 97.16% |
Income and Expense
| Total Interest Income | $4.29M |
| Total Noninterest Income | $64.00k |
| Total Interest Expense | $1.36M |
| Total Noninterest Expense | $1.77M |
| Net Interest Income | $2.93M |
| Pre-tax Net Operating Income | $1.23M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $709.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.79M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.97M |
| Total Liabilities and Capital | $311.46M |
Securities
| Securities | $81.15M |
| Available-for-sale debt securities | $81.15M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Farmers Bank?
$311.46M as of the latest filing.
How much are Farmers Bank's total deposits?
$289.94M in total deposits.
Where is Farmers Bank located?
Ault, CO.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
2.
When was it established?
12/28/2001.
What is the Return on Assets (ROA)?
1.6%.
How much are total loans and leases?
$168.03M (latest filing).
What is the total interest income (latest filing)?
$4.29M.