5Star Bank

Colorado Springs, CO
IDRSSD: 455253
Total Assets
$390.45M
Latest filing
Total Deposits
$325.19M
Latest filing
Net Interest Margin
4.89%
Profitability

Locations

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Main Office
5Star Bank
104 S Cascade Ave
Colorado Springs, CO 80903
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/10/1980FDIC Certificate 18193

Branches (5)

Page 1 of 1
NameAddressCity / State
5Star Bank (Main)104 S Cascade AveColorado Springs, CO
5 STAR BANK MESSENGER SERVICE3992 E Bijou StColorado Springs, CO
5 STAR BANK - DOWNTOWN BRANCH455 W. Paine Street Bldg. 1485Colorado Springs, CO
5STAR BANK10989 New Allegiance DrColorado Springs, CO
DENVER DTC BRANCH5251 Dtc PkwyGreenwood Village, CO
TRINIDAD BRANCH125 N Commercial StTrinidad, CO
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/10/1980
Community BankYes
Ownership TypeNot Mutual
ZIP80903
State and County Number08041
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameColorado Springs, CO

Operational Info

Number of Employees57
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/05/1985
Primary Insurance AgencyDIF
Websitewww.5star.bank
Data Updated11/14/2025
CERT91005
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$390.45M
Total Deposits$325.19M
Total Liabilities$326.42M
Total Equity Capital$64.03M
Net Income$509.00k
Net Loans and Leases$311.97M
Assets Per Employee ($Millions)$6.85M
Bank Premises and Fixed Assets$2.75M
Cash and Balances due from Depository Institutions$43.70M
Deposits Held in Domestic Offices$325.19M

Key Performance Ratios

Return on Assets (ROA)0.51%
Return on Equity (ROE)3.22%
Net Interest Margin4.89%
Efficiency Ratio56.41%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets1.43%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.4%
Earning Assets to total Assets97.44%

Income and Expense

Total Interest Income$6.91M
Total Noninterest Income$141.00k
Total Interest Expense$2.12M
Total Noninterest Expense$2.87M
Net Interest Income$4.79M
Pre-tax Net Operating Income$624.00k
Provision for Credit Losses$1.44M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.23M
Total Liabilities and Capital$390.45M

Securities

Securities$26.87M
Available-for-sale debt securities$26.87M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of 5Star Bank?
$390.45M as of the latest filing.
How much are 5Star Bank's total deposits?
$325.19M in total deposits.
Where is 5Star Bank located?
Colorado Springs, CO.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
6.
When was it established?
06/10/1980.
What is the Return on Assets (ROA)?
0.51%.
How much are total loans and leases?
$311.97M (latest filing).
What is the total interest income (latest filing)?
$6.91M.