Synergy Bank
Houma, LA
IDRSSD: 2748502
Total Assets
$1.24B
Latest filing
Total Deposits
$1.05B
Latest filing
Net Interest Margin
4.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Synergy Bank
210 Synergy Center Blvd
Houma, LA 70360
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/10/1999FDIC Certificate 62152
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Synergy Bank (Main) | 210 Synergy Center Blvd | Houma, LA |
| NEW ROADS BRANCH | 805 Hospital Rd | New Roads, LA |
| LIVONIA BRANCH | 3200 Louisiana Highway 78 | Livonia, LA |
| EAST HOUMA OFFICE | 919 Grand Caillou Rd | Houma, LA |
| TUNNEL OFFICE BRANCH | 1036 W Tunnel Blvd | Houma, LA |
| CENTRAL BRANCH | 14455 Wax Rd | Baton Rouge, LA |
| GRAY OFFICE BRANCH | 3855 W Park Ave | Gray, LA |
| BAYOU ROAD OFFICE | 209 E Bayou Rd | Thibodaux, LA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/10/1999 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70360 |
| State and County Number | 22109 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Houma-Thibodaux, LA |
Operational Info
| Number of Employees | 192 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/18/2023 |
| Date of Deposit Insurance | 03/10/1999 |
| Primary Insurance Agency | DIF |
| Website | www.synergybank.com |
| Data Updated | 11/14/2025 |
| CERT | 34978 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.24B |
| Total Deposits | $1.05B |
| Total Liabilities | $1.06B |
| Total Equity Capital | $175.68M |
| Net Income | $5.85M |
| Net Loans and Leases | $800.58M |
| Assets Per Employee ($Millions) | $6.55M |
| Bank Premises and Fixed Assets | $19.33M |
| Cash and Balances due from Depository Institutions | $64.62M |
| Deposits Held in Domestic Offices | $1.05B |
Key Performance Ratios
| Return on Assets (ROA) | 1.89% |
| Return on Equity (ROE) | 13.57% |
| Net Interest Margin | 4.89% |
| Efficiency Ratio | 44.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.39% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.197% |
| Earning Assets to total Assets | 91.32% |
Income and Expense
| Total Interest Income | $18.88M |
| Total Noninterest Income | $1.80M |
| Total Interest Expense | $5.03M |
| Total Noninterest Expense | $7.13M |
| Net Interest Income | $13.85M |
| Pre-tax Net Operating Income | $7.31M |
| Provision for Credit Losses | $1.22M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $430.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $500.00k |
| Federal Funds Purchased and Repurchased Agreement | $250.00k |
| All Other Liabilities | $13.61M |
| Total Liabilities and Capital | $1.24B |
Securities
| Securities | $283.44M |
| Available-for-sale debt securities | $172.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $110.68M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Synergy Bank?
$1.24B as of the latest filing.
How much are Synergy Bank's total deposits?
$1.05B in total deposits.
Where is Synergy Bank located?
Houma, LA.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
10.
When was it established?
03/10/1999.
What is the Return on Assets (ROA)?
1.89%.
How much are total loans and leases?
$800.58M (latest filing).
What is the total interest income (latest filing)?
$18.88M.