South Louisiana Bank

Houma, LA
IDRSSD: 616036
Total Assets
$656.92M
Latest filing
Total Deposits
$550.44M
Latest filing
Net Interest Margin
4.81%
Profitability

Key People

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Locations

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Main Office
South Louisiana Bank
1362 W Tunnel Blvd
Houma, LA 70360
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/30/1980FDIC Certificate 16215

Branches (9)

Page 1 of 2
NameAddressCity / State
South Louisiana Bank (Main)1362 W Tunnel BlvdHouma, LA
EAST HOUMA BRANCH1308 Grand Caillou RdHouma, LA
WEST PARK BRANCH6405 W Park AveHouma, LA
SOUTH TERREBONNE BRANCH4343 Highway 24Bourg, LA
LITTLE BAYOU BLACK BRANCH3916 Highway 311Houma, LA
BAYOU BLUE BRANCH2010 Bayou Blue RdHouma, LA
LAFAYETTE LOAN PRODUCTION OFFICE324 Settlers Trace Blvd Unit 1Lafayette, LA
THIBODAUX BRANCH921 Canal BlvdThibodaux, LA
Showing 7 of 9

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/30/1980
Community BankYes
Ownership TypeNot Mutual
ZIP70360
State and County Number22109
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouma-Thibodaux, LA

Operational Info

Number of Employees158
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/30/1980
Primary Insurance AgencyDIF
Websitewww.ayeee.com
Data Updated01/30/2026
CERT23144
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$656.92M
Total Deposits$550.44M
Total Liabilities$560.20M
Total Equity Capital$96.72M
Net Income$2.71M
Net Loans and Leases$357.65M
Assets Per Employee ($Millions)$4.21M
Bank Premises and Fixed Assets$11.13M
Cash and Balances due from Depository Institutions$39.89M
Deposits Held in Domestic Offices$550.44M

Key Performance Ratios

Return on Assets (ROA)1.65%
Return on Equity (ROE)11.06%
Net Interest Margin4.81%
Efficiency Ratio63.13%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.18%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.723%
Earning Assets to total Assets92.15%

Income and Expense

Total Interest Income$9.47M
Total Noninterest Income$2.72M
Total Interest Expense$2.21M
Total Noninterest Expense$6.37M
Net Interest Income$7.26M
Pre-tax Net Operating Income$3.31M
Provision for Credit Losses$300.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.75M
Total Liabilities and Capital$656.92M

Securities

Securities$229.75M
Available-for-sale debt securities$152.65M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$77.10M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of South Louisiana Bank?
$656.92M as of the latest filing.
How much are South Louisiana Bank's total deposits?
$550.44M in total deposits.
Where is South Louisiana Bank located?
Houma, LA.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
10.
When was it established?
06/30/1980.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$357.65M (latest filing).
What is the total interest income (latest filing)?
$9.47M.