Jonesboro State Bank

Jonesboro, LA
IDRSSD: 121651
Total Assets
$1.18B
Latest filing
Total Deposits
$1.10B
Latest filing
Net Interest Margin
2.64%
Profitability

Locations

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Main Office
Jonesboro State Bank
109 Jimmie Davis Blvd
Jonesboro, LA 71251
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1913FDIC Certificate 5979

Branches (1)

Page 1 of 1
NameAddressCity / State
Jonesboro State Bank (Main)109 Jimmie Davis BlvdJonesboro, LA
RUSTON ACCOUNTING BRANCH2100 Floyd Park DrRuston, LA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1913
Community BankYes
Ownership TypeNot Mutual
ZIP71251
State and County Number22049
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees18
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.jonesborostatebank.com
Data Updated11/14/2025
CERT9325
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.18B
Total Deposits$1.10B
Total Liabilities$1.10B
Total Equity Capital$72.46M
Net Income$2.97M
Net Loans and Leases$99.31M
Assets Per Employee ($Millions)$58.87M
Bank Premises and Fixed Assets$974.00k
Cash and Balances due from Depository Institutions$25.47M
Deposits Held in Domestic Offices$1.10B

Key Performance Ratios

Return on Assets (ROA)1.03%
Return on Equity (ROE)17.9%
Net Interest Margin2.64%
Efficiency Ratio48.7%
Tier 1 Risk-Based Capital Ratio20.943%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets6.154%
Earning Assets to total Assets98.91%

Income and Expense

Total Interest Income$17.00M
Total Noninterest Income$-97,000
Total Interest Expense$9.47M
Total Noninterest Expense$3.62M
Net Interest Income$7.53M
Pre-tax Net Operating Income$3.83M
Provision for Credit Losses$-18,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$57.30M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.49M
Total Liabilities and Capital$1.18B

Securities

Securities$983.19M
Available-for-sale debt securities$983.19M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Jonesboro State Bank?
$1.18B as of the latest filing.
How much are Jonesboro State Bank's total deposits?
$1.10B in total deposits.
Where is Jonesboro State Bank located?
Jonesboro, LA.
What is the Net Interest Margin?
2.64%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1913.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$99.31M (latest filing).
What is the total interest income (latest filing)?
$17.00M.