First American Bank and Trust
Vacherie, LA
IDRSSD: 101037
Total Assets
$1.33B
Latest filing
Total Deposits
$1.16B
Latest filing
Net Interest Margin
3.95%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First American Bank and Trust
2785 Highway 20
Vacherie, LA 70090
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/03/1910FDIC Certificate 5194
Branches (24)
Page 1 of 4| Name | Address | City / State |
|---|---|---|
| First American Bank and Trust (Main) | 2785 Highway 20 | Vacherie, LA |
| WILLIAMS BRANCH | 3145 Williams Blvd | Kenner, LA |
| HARVEY BRANCH | 1701 Manhattan Blvd | Harvey, LA |
| GRAMERCY BRANCH | 190 N Airline Ave | Gramercy, LA |
| SOUTH VACHERIE BRANCH | 19942 Highway 643 | Vacherie, LA |
| LUTCHER BRANCH | 2161 Highway 3125 | Lutcher, LA |
| THIBODAUX BRANCH | 406 N Canal Blvd | Thibodaux, LA |
| NAPOLEONVILLE BRANCH | 4741 Louisiana Highway 1 | Napoleonville, LA |
Showing 7 of 24
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/03/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 70090 |
| State and County Number | 22093 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | New Orleans-Metairie, LA |
Operational Info
| Number of Employees | 228 |
| Domestic Offices | 25 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fabt.com |
| Data Updated | 11/14/2025 |
| CERT | 8149 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.33B |
| Total Deposits | $1.16B |
| Total Liabilities | $1.17B |
| Total Equity Capital | $153.33M |
| Net Income | $4.13M |
| Net Loans and Leases | $838.27M |
| Assets Per Employee ($Millions) | $5.87M |
| Bank Premises and Fixed Assets | $28.00M |
| Cash and Balances due from Depository Institutions | $67.02M |
| Deposits Held in Domestic Offices | $1.16B |
Key Performance Ratios
| Return on Assets (ROA) | 1.24% |
| Return on Equity (ROE) | 11.04% |
| Net Interest Margin | 3.95% |
| Efficiency Ratio | 64.57% |
| Tier 1 Risk-Based Capital Ratio | 24.532% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.567% |
| Earning Assets to total Assets | 94.82% |
Income and Expense
| Total Interest Income | $15.87M |
| Total Noninterest Income | $2.00M |
| Total Interest Expense | $3.41M |
| Total Noninterest Expense | $9.34M |
| Net Interest Income | $12.46M |
| Pre-tax Net Operating Income | $5.12M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.39M |
| Total Liabilities and Capital | $1.33B |
Securities
| Securities | $372.35M |
| Available-for-sale debt securities | $372.35M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First American Bank and Trust?
$1.33B as of the latest filing.
How much are First American Bank and Trust's total deposits?
$1.16B in total deposits.
Where is First American Bank and Trust located?
Vacherie, LA.
What is the Net Interest Margin?
3.95%.
How many domestic offices does it operate?
25.
When was it established?
12/03/1910.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$838.27M (latest filing).
What is the total interest income (latest filing)?
$15.87M.