Liberty Bank and Trust Company

New Orleans, LA
IDRSSD: 283438
Total Assets
$1.12B
Latest filing
Total Deposits
$971.45M
Latest filing
Net Interest Margin
4.14%
Profitability

Locations

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Main Office
Liberty Bank and Trust Company
6600 Plaza Dr
New Orleans, LA 70127
Limited Service - Administrative
Updated 11/14/2025Established 11/16/1972FDIC Certificate 14407

Branches (22)

Page 1 of 4
NameAddressCity / State
Liberty Bank and Trust Company (Main)6600 Plaza DrNew Orleans, LA
TRI-STATE MEMPHIS BRANCH4606 Elvis Presley BlvdMemphis, TN
GENTILLY BRANCH3002 Gentilly BlvdNew Orleans, LA
NEW ORLEANS EAST BRANCH7200 Crowder BlvdNew Orleans, LA
1950 ST. BERNARD AVENUE1950 Saint Bernard AveNew Orleans, LA
1907 ST. BERNARD BRANCH1907 St. Bernard AvenueNew Orleans, Orleans Parish, LA
DE GAULLE BRANCH3535 General Degaulle DrNew Orleans, LA
PERKINS ROAD BRANCH4707 Perkins RdBaton Rouge, LA
Showing 7 of 22

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date11/16/1972
Community BankYes
Ownership TypeNot Mutual
ZIP70127
State and County Number22071
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameNew Orleans-Metairie, LA

Operational Info

Number of Employees192
Domestic Offices23
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/29/2024
Date of Deposit Insurance11/16/1972
Primary Insurance AgencyDIF
Websitewww.libertybank.net
Data Updated11/14/2025
CERT20856
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.12B
Total Deposits$971.45M
Total Liabilities$989.86M
Total Equity Capital$126.60M
Net Income$2.62M
Net Loans and Leases$613.90M
Assets Per Employee ($Millions)$5.78M
Bank Premises and Fixed Assets$24.73M
Cash and Balances due from Depository Institutions$89.27M
Deposits Held in Domestic Offices$971.45M

Key Performance Ratios

Return on Assets (ROA)0.94%
Return on Equity (ROE)8.42%
Net Interest Margin4.14%
Efficiency Ratio69.21%
Tier 1 Risk-Based Capital Ratio16.328%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.22%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.34%
Earning Assets to total Assets93.03%

Income and Expense

Total Interest Income$13.97M
Total Noninterest Income$1.70M
Total Interest Expense$3.26M
Total Noninterest Expense$8.59M
Net Interest Income$10.71M
Pre-tax Net Operating Income$3.22M
Provision for Credit Losses$600.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$1.74M
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$19.57M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.42M
Total Liabilities and Capital$1.12B

Securities

Securities$321.06M
Available-for-sale debt securities$310.42M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Liberty Bank and Trust Company?
$1.12B as of the latest filing.
How much are Liberty Bank and Trust Company's total deposits?
$971.45M in total deposits.
Where is Liberty Bank and Trust Company located?
New Orleans, LA.
What is the Net Interest Margin?
4.14%.
How many domestic offices does it operate?
23.
When was it established?
11/16/1972.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$613.90M (latest filing).
What is the total interest income (latest filing)?
$13.97M.