Summit Bank
Eugene, OR
IDRSSD: 3243282
Total Assets
$1.29B
Latest filing
Total Deposits
$1.14B
Latest filing
Net Interest Margin
4.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Summit Bank
96 E Broadway
Eugene, OR 97401
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/23/2004FDIC Certificate 422240
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Summit Bank (Main) | 96 E Broadway | Eugene, OR |
| BEND BRANCH | 560 Sw Columbia St | Bend, OR |
| PORTLAND OFFICE BRANCH | 222 Sw Columbia St | Portland, OR |
| REDMOND BRANCH | 538 Sw Highland Avenue | Redmond, OR |
| WESTSIDE PORTLAND BRANCH | 1915 Ne Stucki Ave | Hillsboro, OR |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/23/2004 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 97401 |
| State and County Number | 41039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Eugene-Springfield, OR |
Operational Info
| Number of Employees | 130 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/23/2004 |
| Primary Insurance Agency | DIF |
| Website | https://sbko.bank |
| Data Updated | 11/14/2025 |
| CERT | 57706 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.29B |
| Total Deposits | $1.14B |
| Total Liabilities | $1.15B |
| Total Equity Capital | $137.27M |
| Net Income | $4.07M |
| Net Loans and Leases | $1.09B |
| Assets Per Employee ($Millions) | $9.63M |
| Bank Premises and Fixed Assets | $10.38M |
| Cash and Balances due from Depository Institutions | $128.84M |
| Deposits Held in Domestic Offices | $1.14B |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 12.04% |
| Net Interest Margin | 4.87% |
| Efficiency Ratio | 51.86% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.59% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.639% |
| Earning Assets to total Assets | 95.59% |
Income and Expense
| Total Interest Income | $20.76M |
| Total Noninterest Income | $649.00k |
| Total Interest Expense | $6.02M |
| Total Noninterest Expense | $7.98M |
| Net Interest Income | $14.74M |
| Pre-tax Net Operating Income | $5.55M |
| Provision for Credit Losses | $1.86M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $630.00k |
| Federal Funds Purchased and Repurchased Agreement | $1.59M |
| All Other Liabilities | $10.47M |
| Total Liabilities and Capital | $1.29B |
Securities
| Securities | $36.46M |
| Available-for-sale debt securities | $36.46M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Summit Bank?
$1.29B as of the latest filing.
How much are Summit Bank's total deposits?
$1.14B in total deposits.
Where is Summit Bank located?
Eugene, OR.
What is the Net Interest Margin?
4.87%.
How many domestic offices does it operate?
5.
When was it established?
02/23/2004.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$1.09B (latest filing).
What is the total interest income (latest filing)?
$20.76M.