Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, OR
IDRSSD: 160360
Total Assets
$837.36M
Latest filing
Total Deposits
$735.66M
Latest filing
Net Interest Margin
4.10%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Oregon Pacific Banking Company dba Oregon Pacific Bank
1355 Highway 101
Florence, OR 97439
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/17/1979FDIC Certificate 16105
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Oregon Pacific Banking Company dba Oregon Pacific Bank (Main) | 1355 Highway 101 | Florence, OR |
| COOS BAY BRANCH OREGON PACIFIC BK CO BRANCH | 915 S 1st St | Coos Bay, OR |
| ROSEBURG BRANCH OREGON PACIFIC BK CO BRANCH | 2555 Nw Edenbower Blvd | Roseburg, OR |
| EUGENE BRANCH | 59 E 11th Ave | Eugene, OR |
| MEDFORD BRANCH | 3250 Hillcrest Park Dr | Medford, OR |
| PORTLAND BRANCH | 16101 Sw 72nd Avenue | Tigard, OR |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/17/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 97439 |
| State and County Number | 41039 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Eugene-Springfield, OR |
Operational Info
| Number of Employees | 146 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/17/1979 |
| Primary Insurance Agency | DIF |
| Website | www.oregonpacificbank.com |
| Data Updated | 11/14/2025 |
| CERT | 23007 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $837.36M |
| Total Deposits | $735.66M |
| Total Liabilities | $750.67M |
| Total Equity Capital | $86.69M |
| Net Income | $2.38M |
| Net Loans and Leases | $586.80M |
| Assets Per Employee ($Millions) | $5.74M |
| Bank Premises and Fixed Assets | $14.50M |
| Cash and Balances due from Depository Institutions | $51.99M |
| Deposits Held in Domestic Offices | $735.66M |
Key Performance Ratios
| Return on Assets (ROA) | 1.16% |
| Return on Equity (ROE) | 11.07% |
| Net Interest Margin | 4.1% |
| Efficiency Ratio | 62.2% |
| Tier 1 Risk-Based Capital Ratio | 14.659% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.352% |
| Earning Assets to total Assets | 94.47% |
Income and Expense
| Total Interest Income | $10.40M |
| Total Noninterest Income | $2.19M |
| Total Interest Expense | $2.46M |
| Total Noninterest Expense | $6.30M |
| Net Interest Income | $7.94M |
| Pre-tax Net Operating Income | $3.20M |
| Provision for Credit Losses | $628.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $157.00k |
| Other borrowed funds | $7.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.52M |
| Total Liabilities and Capital | $837.36M |
Securities
| Securities | $162.01M |
| Available-for-sale debt securities | $162.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oregon Pacific Banking Company dba Oregon Pacific Bank?
$837.36M as of the latest filing.
How much are Oregon Pacific Banking Company dba Oregon Pacific Bank's total deposits?
$735.66M in total deposits.
Where is Oregon Pacific Banking Company dba Oregon Pacific Bank located?
Florence, OR.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
6.
When was it established?
12/17/1979.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$586.80M (latest filing).
What is the total interest income (latest filing)?
$10.40M.