Oregon Pacific Banking Company dba Oregon Pacific Bank
Florence, OR
IDRSSD: 160360
Total Assets
$811.85M
Latest filing
Total Deposits
$709.04M
Latest filing
Net Interest Margin
4.20%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Oregon Pacific Banking Company dba Oregon Pacific Bank
1355 Highway 101
Florence, OR 97439
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/17/1979FDIC Certificate 16105
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Oregon Pacific Banking Company dba Oregon Pacific Bank (Main) | 1355 Highway 101 | Florence, OR |
| COOS BAY BRANCH OREGON PACIFIC BK CO BRANCH | 915 S 1st St | Coos Bay, OR |
| ROSEBURG BRANCH OREGON PACIFIC BK CO BRANCH | 2555 Nw Edenbower Blvd | Roseburg, OR |
| EUGENE BRANCH | 59 E 11th Ave | Eugene, OR |
| MEDFORD BRANCH | 3250 Hillcrest Park Dr | Medford, OR |
| PORTLAND BRANCH | 16101 Sw 72nd Avenue | Tigard, OR |
| MEDFORD TRUST BRANCH | 3555 Lear Way | Medford, OR |
Showing 6 of 6
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Citizens Bank
Corvallis, Oregon
→
Assets: $846.18MΔ +1.1%
People's Bank of Commerce
Medford, Oregon
→
Assets: $810.39MΔ -3.2%
Bank of Eastern Oregon
Heppner, Oregon
→
Assets: $910.20MΔ +8.7%
Pioneer Trust Bank, National Association
Salem, Oregon
→
Assets: $726.68MΔ -13.2%
First Federal Savings and Loan Association of McMinnville
Mcminnville, Oregon
→
Assets: $667.93MΔ -20.2%
Evergreen Federal Bank
Grants Pass, Oregon
→
Assets: $628.30MΔ -25.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/17/1979 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 97439 |
| State and County Number | 41039 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 12 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Eugene-Springfield, OR |
Operational Info
| Number of Employees | 146 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/17/1979 |
| Primary Insurance Agency | DIF |
| Website | www.oregonpacificbank.com |
| Data Updated | 01/30/2026 |
| CERT | 23007 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $811.85M |
| Total Deposits | $709.04M |
| Total Liabilities | $724.30M |
| Total Equity Capital | $87.54M |
| Net Income | $2.84M |
| Net Loans and Leases | $591.40M |
| Assets Per Employee ($Millions) | $5.45M |
| Bank Premises and Fixed Assets | $14.60M |
| Cash and Balances due from Depository Institutions | $28.39M |
| Deposits Held in Domestic Offices | $709.04M |
Key Performance Ratios
| Return on Assets (ROA) | 1.38% |
| Return on Equity (ROE) | 13.06% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 60.11% |
| Tier 1 Risk-Based Capital Ratio | 14.688% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.783% |
| Earning Assets to total Assets | 94.01% |
Income and Expense
| Total Interest Income | $10.53M |
| Total Noninterest Income | $2.29M |
| Total Interest Expense | $2.37M |
| Total Noninterest Expense | $6.28M |
| Net Interest Income | $8.16M |
| Pre-tax Net Operating Income | $3.84M |
| Provision for Credit Losses | $331.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $157.00k |
| Other borrowed funds | $7.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.76M |
| Total Liabilities and Capital | $811.85M |
Securities
| Securities | $155.16M |
| Available-for-sale debt securities | $155.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oregon Pacific Banking Company dba Oregon Pacific Bank?
$811.85M as of the latest filing.
How much are Oregon Pacific Banking Company dba Oregon Pacific Bank's total deposits?
$709.04M in total deposits.
Where is Oregon Pacific Banking Company dba Oregon Pacific Bank located?
Florence, OR.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
6.
When was it established?
12/17/1979.
What is the Return on Assets (ROA)?
1.38%.
How much are total loans and leases?
$591.40M (latest filing).
What is the total interest income (latest filing)?
$10.53M.