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Bank of Eastern Oregon

Heppner, OR
IDRSSD: 14865
Total Assets
$910.20M
Latest filing
Total Deposits
$803.25M
Latest filing
Net Interest Margin
6.02%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/03/1945
Community BankYes
Ownership TypeNot Mutual
ZIP97836
State and County Number41049
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameHermiston-Pendleton, OR

Operational Info

Number of Employees163
Domestic Offices22
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2023
Date of Deposit Insurance03/03/1945
Primary Insurance AgencyDIF
Websitewww.beobank.com
Data Updated11/14/2025
CERT16243
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$910.20M
Total Deposits$803.25M
Total Liabilities$810.77M
Total Equity Capital$99.43M
Net Income$3.75M
Net Loans and Leases$611.44M
Assets Per Employee ($Millions)$5.55M
Bank Premises and Fixed Assets$9.93M
Cash and Balances due from Depository Institutions$55.27M
Deposits Held in Domestic Offices$803.25M

Key Performance Ratios

Return on Assets (ROA)1.67%
Return on Equity (ROE)15.41%
Net Interest Margin6.02%
Efficiency Ratio62.76%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.924%
Earning Assets to total Assets92.96%

Income and Expense

Total Interest Income$13.94M
Total Noninterest Income$953.00k
Total Interest Expense$1.41M
Total Noninterest Expense$8.50M
Net Interest Income$12.53M
Pre-tax Net Operating Income$4.98M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$7.53M
Total Liabilities and Capital$910.20M

Securities

Securities$201.90M
Available-for-sale debt securities$198.58M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.32M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Bank of Eastern Oregon?
$910.20M as of the latest filing.
How much are Bank of Eastern Oregon's total deposits?
$803.25M in total deposits.
Where is Bank of Eastern Oregon located?
Heppner, OR.
What is the Net Interest Margin?
6.02%.
How many domestic offices does it operate?
22.
When was it established?
03/03/1945.
What is the Return on Assets (ROA)?
1.67%.
How much are total loans and leases?
$611.44M (latest filing).
What is the total interest income (latest filing)?
$13.94M.