SouthStar Bank, S.S.B.
Moulton, TX
IDRSSD: 171768
Total Assets
$1.29B
Latest filing
Total Deposits
$1.05B
Latest filing
Net Interest Margin
4.83%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
SouthStar Bank, S.S.B.
100 S Main St
Moulton, TX 77975
Full Service - Brick and Mortar
Updated 01/30/2026Established 11/06/1920FDIC Certificate 7819
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| SouthStar Bank, S.S.B. (Main) | 100 S Main St | Moulton, TX |
| BRAZORIA BRANCH | 301 S Brooks St | Brazoria, TX |
| FRANKLIN BRANCH | 702 W Us Highway 79 | Franklin, TX |
| SHINER BRANCH | 203 N Avenue E | Shiner, TX |
| HEARNE BRANCH | 1308 S Market St | Hearne, TX |
| GONZALES BRANCH | 1609 N Sarah Dewitt Dr | Gonzales, TX |
| HARKER HEIGHTS BRANCH | 905 E Fm 2410 Rd | Harker Heights, TX |
| LEANDER BRANCH | 10737 E Crystal Falls Pkwy | Leander, TX |
Showing 7 of 15
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Southwestern National Bank
Houston, Texas
→
Assets: $1.28BΔ -0.5%
Central Bank
Houston, Texas
→
Assets: $1.25BΔ -3.1%
Alliance Bank
Sulphur Springs, Texas
→
Assets: $1.34BΔ +3.6%
Texas Security Bank
Dallas, Texas
→
Assets: $1.23BΔ -4.5%
The City National Bank of Sulphur Springs
Sulphur Springs, Texas
→
Assets: $1.35BΔ +4.5%
First Texas Bank
Georgetown, Texas
→
Assets: $1.35BΔ +4.7%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 11/06/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 77975 |
| State and County Number | 48285 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 154 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.southstarbank.com |
| Data Updated | 01/30/2026 |
| CERT | 12299 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.29B |
| Total Deposits | $1.05B |
| Total Liabilities | $1.12B |
| Total Equity Capital | $164.73M |
| Net Income | $5.27M |
| Net Loans and Leases | $986.99M |
| Assets Per Employee ($Millions) | $8.2M |
| Bank Premises and Fixed Assets | $38.53M |
| Cash and Balances due from Depository Institutions | $70.16M |
| Deposits Held in Domestic Offices | $1.05B |
Key Performance Ratios
| Return on Assets (ROA) | 1.63% |
| Return on Equity (ROE) | 12.95% |
| Net Interest Margin | 4.83% |
| Efficiency Ratio | 56.89% |
| Tier 1 Risk-Based Capital Ratio | 18.165% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.789% |
| Earning Assets to total Assets | 94.4% |
Income and Expense
| Total Interest Income | $20.55M |
| Total Noninterest Income | $1.11M |
| Total Interest Expense | $5.83M |
| Total Noninterest Expense | $9.09M |
| Net Interest Income | $14.72M |
| Pre-tax Net Operating Income | $6.54M |
| Provision for Credit Losses | $200.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.20M |
| Other borrowed funds | $72.14M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.68M |
| Total Liabilities and Capital | $1.29B |
Securities
| Securities | $171.13M |
| Available-for-sale debt securities | $171.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of SouthStar Bank, S.S.B.?
$1.29B as of the latest filing.
How much are SouthStar Bank, S.S.B.'s total deposits?
$1.05B in total deposits.
Where is SouthStar Bank, S.S.B. located?
Moulton, TX.
What is the Net Interest Margin?
4.83%.
How many domestic offices does it operate?
16.
When was it established?
11/06/1920.
What is the Return on Assets (ROA)?
1.63%.
How much are total loans and leases?
$986.99M (latest filing).
What is the total interest income (latest filing)?
$20.55M.