People's Bank of Commerce
Medford, OR
IDRSSD: 2661861
Total Assets
$810.39M
Latest filing
Total Deposits
$684.96M
Latest filing
Net Interest Margin
4.35%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
People's Bank of Commerce
1528 Biddle Rd
Medford, OR 97504
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/02/1998FDIC Certificate 61197
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| People's Bank of Commerce (Main) | 1528 Biddle Rd | Medford, OR |
| ALBANY BRANCH | 333 Lyon St Se | Albany, OR |
| ASHLAND BRANCH | 1500 Siskiyou Blvd | Ashland, OR |
| LEBANON BRANCH | 1495 S Main St | Lebanon, OR |
| CENTRAL POINT BRANCH | 1017 E Pine St | Central Point, OR |
| BARNETT ROAD BRANCH | 1311 E Barnett Rd | Medford, OR |
| GRANTS PASS- DOWNTOWN | 509 Se 7th St | Grants Pass, OR |
| SALEM BRANCH | 315 Commercial St Se | Salem, OR |
Showing 7 of 10
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/02/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 97504 |
| State and County Number | 41029 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Medford, OR |
Operational Info
| Number of Employees | 137 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/10/2024 |
| Date of Deposit Insurance | 03/02/1998 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 34685 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $810.39M |
| Total Deposits | $684.96M |
| Total Liabilities | $699.22M |
| Total Equity Capital | $111.17M |
| Net Income | $2.20M |
| Net Loans and Leases | $569.10M |
| Assets Per Employee ($Millions) | $6.09M |
| Bank Premises and Fixed Assets | $28.48M |
| Cash and Balances due from Depository Institutions | $60.04M |
| Deposits Held in Domestic Offices | $684.96M |
Key Performance Ratios
| Return on Assets (ROA) | 1.08% |
| Return on Equity (ROE) | 8.02% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 65.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.718% |
| Earning Assets to total Assets | 90.94% |
Income and Expense
| Total Interest Income | $10.70M |
| Total Noninterest Income | $1.04M |
| Total Interest Expense | $2.68M |
| Total Noninterest Expense | $5.91M |
| Net Interest Income | $8.02M |
| Pre-tax Net Operating Income | $2.94M |
| Provision for Credit Losses | $207.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.26M |
| Total Liabilities and Capital | $810.39M |
Securities
| Securities | $119.97M |
| Available-for-sale debt securities | $119.97M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of People's Bank of Commerce?
$810.39M as of the latest filing.
How much are People's Bank of Commerce's total deposits?
$684.96M in total deposits.
Where is People's Bank of Commerce located?
Medford, OR.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
11.
When was it established?
03/02/1998.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$569.10M (latest filing).
What is the total interest income (latest filing)?
$10.70M.