Oregon Coast Bank
Newport, OR
IDRSSD: 3125557
Total Assets
$449.57M
Latest filing
Total Deposits
$409.95M
Latest filing
Net Interest Margin
3.47%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
123206875NEWPORT, OR
Key People
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Locations
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Main Office
Oregon Coast Bank
909 Se Bay Blvd
Newport, OR 97365
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/08/2002FDIC Certificate 362753
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Oregon Coast Bank (Main) | 909 Se Bay Blvd | Newport, OR |
| PACIFIC CITY BRANCH | 35940 Airport Way | Pacific City, OR |
| LINCOLN CITY BRANCH | 1298 Sw Harbor Ave | Lincoln City, OR |
| WALDPORT BRANCH | 285 Nw Maple St | Waldport, OR |
| TOLEDO BRANCH | 305 Nw 1st St | Toledo, OR |
| TILLAMOOK BRANCH | 2211 Highway 101 N | Tillamook, OR |
| COOS BAY BRANCH | 1390 N Bayshore Dr | Coos Bay, OR |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/08/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 97365 |
| State and County Number | 41041 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Newport, OR |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/08/2002 |
| Primary Insurance Agency | DIF |
| Website | www.oregoncoastbank.com |
| Data Updated | 01/30/2026 |
| CERT | 57373 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $449.57M |
| Total Deposits | $409.95M |
| Total Liabilities | $411.24M |
| Total Equity Capital | $38.33M |
| Net Income | $1.17M |
| Net Loans and Leases | $272.73M |
| Assets Per Employee ($Millions) | $6.42M |
| Bank Premises and Fixed Assets | $8.92M |
| Cash and Balances due from Depository Institutions | $9.56M |
| Deposits Held in Domestic Offices | $409.95M |
Key Performance Ratios
| Return on Assets (ROA) | 1.04% |
| Return on Equity (ROE) | 12.56% |
| Net Interest Margin | 3.47% |
| Efficiency Ratio | 70.81% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.527% |
| Earning Assets to total Assets | 93.69% |
Income and Expense
| Total Interest Income | $5.92M |
| Total Noninterest Income | $461.00k |
| Total Interest Expense | $2.28M |
| Total Noninterest Expense | $2.90M |
| Net Interest Income | $3.64M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $27.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $88.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $22.15M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.29M |
| Total Liabilities and Capital | $449.57M |
Securities
| Securities | $122.27M |
| Available-for-sale debt securities | $122.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Oregon Coast Bank?
$449.57M as of the latest filing.
How much are Oregon Coast Bank's total deposits?
$409.95M in total deposits.
Where is Oregon Coast Bank located?
Newport, OR.
What is the Net Interest Margin?
3.47%.
How many domestic offices does it operate?
7.
When was it established?
07/08/2002.
What is the Return on Assets (ROA)?
1.04%.
How much are total loans and leases?
$272.73M (latest filing).
What is the total interest income (latest filing)?
$5.92M.