Citizens Bank
Corvallis, OR
IDRSSD: 98463
Total Assets
$831.73M
Latest filing
Total Deposits
$705.67M
Latest filing
Net Interest Margin
3.62%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Bank
275 Sw 3rd St
Corvallis, OR 97333
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/05/1957FDIC Certificate 11757
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Citizens Bank (Main) | 275 Sw 3rd St | Corvallis, OR |
| JUNCTION CITY BRANCH | 955 Ivy St Ste 1 | Junction City, OR |
| CORVALLIS CIRCLE BRANCH | 978 Nw Circle Blvd | Corvallis, OR |
| PHILOMATH BRANCH | 1224 Main St | Philomath, OR |
| ALBANY 14TH AVE BRANCH | 2315 14th Ave Se | Albany, OR |
| MCMINNVILLE BRANCH | 455 Ne Baker St | Mcminnville, OR |
| ALBANY WEST BRANCH | 2230 Pacific Blvd Sw | Albany, OR |
| HARRISBURG BRANCH | 230 N 3rd St | Harrisburg, OR |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/05/1957 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 97333 |
| State and County Number | 41003 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Corvallis, OR |
Operational Info
| Number of Employees | 184 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/05/1957 |
| Primary Insurance Agency | DIF |
| Website | www.citizensEbank.com |
| Data Updated | 01/30/2026 |
| CERT | 17809 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $831.73M |
| Total Deposits | $705.67M |
| Total Liabilities | $744.21M |
| Total Equity Capital | $87.52M |
| Net Income | $1.01M |
| Net Loans and Leases | $358.20M |
| Assets Per Employee ($Millions) | $4.52M |
| Bank Premises and Fixed Assets | $13.62M |
| Cash and Balances due from Depository Institutions | $79.89M |
| Deposits Held in Domestic Offices | $705.67M |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 4.64% |
| Net Interest Margin | 3.62% |
| Efficiency Ratio | 86.18% |
| Tier 1 Risk-Based Capital Ratio | 22.618% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.523% |
| Earning Assets to total Assets | 91.46% |
Income and Expense
| Total Interest Income | $8.08M |
| Total Noninterest Income | $618.00k |
| Total Interest Expense | $1.15M |
| Total Noninterest Expense | $6.51M |
| Net Interest Income | $6.93M |
| Pre-tax Net Operating Income | $1.01M |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $25.72M |
| All Other Liabilities | $12.82M |
| Total Liabilities and Capital | $831.73M |
Securities
| Securities | $335.56M |
| Available-for-sale debt securities | $335.56M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Bank?
$831.73M as of the latest filing.
How much are Citizens Bank's total deposits?
$705.67M in total deposits.
Where is Citizens Bank located?
Corvallis, OR.
What is the Net Interest Margin?
3.62%.
How many domestic offices does it operate?
15.
When was it established?
10/05/1957.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$358.20M (latest filing).
What is the total interest income (latest filing)?
$8.08M.