Willamette Valley Bank

Salem, OR
IDRSSD: 2954497
Total Assets
$458.83M
Latest filing
Total Deposits
$337.67M
Latest filing
Net Interest Margin
3.88%
Profitability

Locations

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Main Office
Willamette Valley Bank
101 High St Ne
Salem, OR 97301
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/31/2000FDIC Certificate 334369

Branches (3)

Page 1 of 1
NameAddressCity / State
Willamette Valley Bank (Main)101 High St NeSalem, OR
ALBANY BRANCH1970 14th Ave SeAlbany, OR
KEIZER BRANCH5140 River Rd NKeizer, OR
SILVERTON BRANCH701 Mcclaine StSilverton, OR
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/31/2000
Community BankYes
Ownership TypeNot Mutual
ZIP97301
State and County Number41047
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameSalem, OR

Operational Info

Number of Employees116
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance10/31/2000
Primary Insurance AgencyDIF
WebsiteHTTPS://WWW.WVBK.COM
Data Updated11/14/2025
CERT57033
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$458.83M
Total Deposits$337.67M
Total Liabilities$383.76M
Total Equity Capital$75.07M
Net Income$1.17M
Net Loans and Leases$301.80M
Assets Per Employee ($Millions)$3.7M
Bank Premises and Fixed Assets$2.01M
Cash and Balances due from Depository Institutions$25.55M
Deposits Held in Domestic Offices$337.67M

Key Performance Ratios

Return on Assets (ROA)1.01%
Return on Equity (ROE)6.26%
Net Interest Margin3.88%
Efficiency Ratio79.89%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.362%
Earning Assets to total Assets94.16%

Income and Expense

Total Interest Income$6.37M
Total Noninterest Income$2.59M
Total Interest Expense$2.17M
Total Noninterest Expense$5.42M
Net Interest Income$4.20M
Pre-tax Net Operating Income$1.46M
Provision for Credit Losses$-98,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$37.00M
Federal Funds Sold & Reverse Repurchase Agreement$6.87M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$9.09M
Total Liabilities and Capital$458.83M

Securities

Securities$104.56M
Available-for-sale debt securities$104.56M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Willamette Valley Bank?
$458.83M as of the latest filing.
How much are Willamette Valley Bank's total deposits?
$337.67M in total deposits.
Where is Willamette Valley Bank located?
Salem, OR.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
4.
When was it established?
10/31/2000.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$301.80M (latest filing).
What is the total interest income (latest filing)?
$6.37M.