Pinnacle Bank - Wyoming
Cody, WY
IDRSSD: 561659
Total Assets
$1.33B
Latest filing
Total Deposits
$1.20B
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Pinnacle Bank - Wyoming
1702 Sheridan Ave
Cody, WY 82414
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1918FDIC Certificate 1483
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Pinnacle Bank - Wyoming (Main) | 1702 Sheridan Ave | Cody, WY |
| MOORCROFT BRANCH | 602 E Converse St | Moorcroft, WY |
| THERMOPOLIS BRANCH | 125 S 5th St | Thermopolis, WY |
| NEWCASTLE BRANCH | 1401 Washington Blvd | Newcastle, WY |
| TORRINGTON BRANCH | 2000 Main St | Torrington, WY |
| CHEYENNE BRANCH | 1700 Goodnight Trl | Cheyenne, WY |
| MITCHELL BRANCH | 1151 Broadway St | Mitchell, NE |
| CHEYENNE - DELL RANGE BRANCH | 3518 Dell Range Blvd | Cheyenne, WY |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/06/1918 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 82414 |
| State and County Number | 56029 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 143 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wypinnbank.com |
| Data Updated | 01/30/2026 |
| CERT | 2232 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.33B |
| Total Deposits | $1.20B |
| Total Liabilities | $1.21B |
| Total Equity Capital | $125.48M |
| Net Income | $4.81M |
| Net Loans and Leases | $893.53M |
| Assets Per Employee ($Millions) | $9.53M |
| Bank Premises and Fixed Assets | $16.46M |
| Cash and Balances due from Depository Institutions | $95.44M |
| Deposits Held in Domestic Offices | $1.20B |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 15.62% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 49.57% |
| Tier 1 Risk-Based Capital Ratio | 14.625% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.408% |
| Earning Assets to total Assets | 96.34% |
Income and Expense
| Total Interest Income | $16.60M |
| Total Noninterest Income | $825.00k |
| Total Interest Expense | $4.46M |
| Total Noninterest Expense | $6.43M |
| Net Interest Income | $12.14M |
| Pre-tax Net Operating Income | $6.09M |
| Provision for Credit Losses | $450.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.98M |
| Other borrowed funds | $2.47M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.84M |
| Total Liabilities and Capital | $1.33B |
Securities
| Securities | $306.10M |
| Available-for-sale debt securities | $306.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pinnacle Bank - Wyoming?
$1.33B as of the latest filing.
How much are Pinnacle Bank - Wyoming's total deposits?
$1.20B in total deposits.
Where is Pinnacle Bank - Wyoming located?
Cody, WY.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
15.
When was it established?
04/06/1918.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$893.53M (latest filing).
What is the total interest income (latest filing)?
$16.60M.