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Cross Bank

Wynne, AR
IDRSSD: 989347
Total Assets
$572.17M
Latest filing
Total Deposits
$508.59M
Latest filing
Net Interest Margin
4.67%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/04/1891
Community BankYes
Ownership TypeNot Mutual
ZIP72396
State and County Number05037
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees86
Domestic Offices10
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/21/2022
Date of Deposit Insurance02/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.mycrossbank.com
Data Updated11/14/2025
CERT13821
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$572.17M
Total Deposits$508.59M
Total Liabilities$514.76M
Total Equity Capital$57.41M
Net Income$2.41M
Net Loans and Leases$464.08M
Assets Per Employee ($Millions)$6.43M
Bank Premises and Fixed Assets$7.38M
Cash and Balances due from Depository Institutions$19.52M
Deposits Held in Domestic Offices$508.59M

Key Performance Ratios

Return on Assets (ROA)1.7%
Return on Equity (ROE)17.08%
Net Interest Margin4.67%
Efficiency Ratio44.47%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.34%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.034%
Earning Assets to total Assets94.84%

Income and Expense

Total Interest Income$9.69M
Total Noninterest Income$480.00k
Total Interest Expense$3.43M
Total Noninterest Expense$3.10M
Net Interest Income$6.26M
Pre-tax Net Operating Income$3.16M
Provision for Credit Losses$482.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$128.00k
Other borrowed funds$145.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.03M
Total Liabilities and Capital$572.17M

Securities

Securities$66.85M
Available-for-sale debt securities$281.00k
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$66.44M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Cross Bank?
$572.17M as of the latest filing.
How much are Cross Bank's total deposits?
$508.59M in total deposits.
Where is Cross Bank located?
Wynne, AR.
What is the Net Interest Margin?
4.67%.
How many domestic offices does it operate?
10.
When was it established?
06/04/1891.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$464.08M (latest filing).
What is the total interest income (latest filing)?
$9.69M.