First State Bank
Russellville, AR
IDRSSD: 114840
Total Assets
$613.66M
Latest filing
Total Deposits
$539.80M
Latest filing
Net Interest Margin
3.88%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
082901460DE QUEEN, AR
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank
3103 E Main St
Russellville, AR 72802
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/12/1934FDIC Certificate 8523
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First State Bank (Main) | 3103 E Main St | Russellville, AR |
| OLA BRANCH | 325 W Pennington St | Ola, AR |
| RUSSELLVILLE BRANCH | 501 W Main St | Russellville, AR |
| WEST MAIN BRANCH | 3005 West Main | Russellville, AR |
| FAYETTEVILLE BRANCH | 3654 N Investment Dr | Fayetteville, AR |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/12/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72802 |
| State and County Number | 05115 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Russellville, AR |
Operational Info
| Number of Employees | 66 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/12/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbmybank.com |
| Data Updated | 01/30/2026 |
| CERT | 13632 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $613.66M |
| Total Deposits | $539.80M |
| Total Liabilities | $547.03M |
| Total Equity Capital | $66.64M |
| Net Income | $2.25M |
| Net Loans and Leases | $431.20M |
| Assets Per Employee ($Millions) | $9.44M |
| Bank Premises and Fixed Assets | $8.04M |
| Cash and Balances due from Depository Institutions | $53.38M |
| Deposits Held in Domestic Offices | $539.80M |
Key Performance Ratios
| Return on Assets (ROA) | 1.47% |
| Return on Equity (ROE) | 13.71% |
| Net Interest Margin | 3.88% |
| Efficiency Ratio | 56.45% |
| Tier 1 Risk-Based Capital Ratio | 15.117% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.859% |
| Earning Assets to total Assets | 94.19% |
Income and Expense
| Total Interest Income | $8.83M |
| Total Noninterest Income | $877.00k |
| Total Interest Expense | $3.26M |
| Total Noninterest Expense | $3.64M |
| Net Interest Income | $5.58M |
| Pre-tax Net Operating Income | $2.76M |
| Provision for Credit Losses | $50.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.45M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.78M |
| Total Liabilities and Capital | $613.66M |
Securities
| Securities | $101.29M |
| Available-for-sale debt securities | $100.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.05M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank?
$613.66M as of the latest filing.
How much are First State Bank's total deposits?
$539.80M in total deposits.
Where is First State Bank located?
Russellville, AR.
What is the Net Interest Margin?
3.88%.
How many domestic offices does it operate?
5.
When was it established?
01/12/1934.
What is the Return on Assets (ROA)?
1.47%.
How much are total loans and leases?
$431.20M (latest filing).
What is the total interest income (latest filing)?
$8.83M.