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First State Bank

Russellville, AR
IDRSSD: 114840
Total Assets
$606.46M
Latest filing
Total Deposits
$534.72M
Latest filing
Net Interest Margin
3.76%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/12/1934
Community BankYes
Ownership TypeNot Mutual
ZIP72802
State and County Number05115
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameRussellville, AR

Operational Info

Number of Employees65
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/12/1934
Primary Insurance AgencyDIF
Websitewww.fsbmybank.com
Data Updated11/14/2025
CERT13632
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$606.46M
Total Deposits$534.72M
Total Liabilities$541.97M
Total Equity Capital$64.48M
Net Income$2.02M
Net Loans and Leases$427.19M
Assets Per Employee ($Millions)$9.19M
Bank Premises and Fixed Assets$8.06M
Cash and Balances due from Depository Institutions$43.10M
Deposits Held in Domestic Offices$534.72M

Key Performance Ratios

Return on Assets (ROA)1.34%
Return on Equity (ROE)12.84%
Net Interest Margin3.76%
Efficiency Ratio54.47%
Tier 1 Risk-Based Capital Ratio14.815%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.633%
Earning Assets to total Assets94.33%

Income and Expense

Total Interest Income$8.60M
Total Noninterest Income$532.00k
Total Interest Expense$3.26M
Total Noninterest Expense$3.20M
Net Interest Income$5.34M
Pre-tax Net Operating Income$2.67M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$88.00k
Other borrowed funds$4.81M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.44M
Total Liabilities and Capital$606.46M

Securities

Securities$107.33M
Available-for-sale debt securities$106.28M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.05M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First State Bank?
$606.46M as of the latest filing.
How much are First State Bank's total deposits?
$534.72M in total deposits.
Where is First State Bank located?
Russellville, AR.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
5.
When was it established?
01/12/1934.
What is the Return on Assets (ROA)?
1.34%.
How much are total loans and leases?
$427.19M (latest filing).
What is the total interest income (latest filing)?
$8.60M.