Security State Bank

Centralia, WA
IDRSSD: 111979
Total Assets
$612.97M
Latest filing
Total Deposits
$503.30M
Latest filing
Net Interest Margin
4.35%
Profitability

Key People

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Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date12/26/1903
Community BankYes
Ownership TypeNot Mutual
ZIP98531
State and County Number53041
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictSAN FRANCISCO
Core Based Statistical Area NameN/A

Operational Info

Number of Employees85
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/30/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated2/13/2026
CERT13232
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$612.97M
Total Deposits$503.30M
Total Liabilities$508.56M
Total Equity Capital$104.41M
Net Income$3.84M
Net Loans and Leases$229.12M
Assets Per Employee ($Millions)$7.21M
Bank Premises and Fixed Assets$2.99M
Cash and Balances due from Depository Institutions$349.71M
Deposits Held in Domestic Offices$503.30M

Key Performance Ratios

Return on Assets (ROA)2.48%
Return on Equity (ROE)14.98%
Net Interest Margin4.35%
Efficiency Ratio47.03%
Tier 1 Risk-Based Capital Ratio40.733%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.033%
Earning Assets to total Assets96.25%

Income and Expense

Total Interest Income$7.63M
Total Noninterest Income$760.00k
Total Interest Expense$1.15M
Total Noninterest Expense$3.41M
Net Interest Income$6.48M
Pre-tax Net Operating Income$3.84M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.26M
Total Liabilities and Capital$612.97M

Securities

Securities$18.64M
Available-for-sale debt securities$13.91M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$4.73M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Security State Bank?
$612.97M as of the latest filing.
How much are Security State Bank's total deposits?
$503.30M in total deposits.
Where is Security State Bank located?
Centralia, WA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
12.
When was it established?
12/26/1903.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$229.12M (latest filing).
What is the total interest income (latest filing)?
$7.63M.