Security State Bank
Centralia, WA
IDRSSD: 111979
Total Assets
$612.97M
Latest filing
Total Deposits
$503.30M
Latest filing
Net Interest Margin
4.35%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/26/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 98531 |
| State and County Number | 53041 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Centralia, WA |
Operational Info
| Number of Employees | 85 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 13232 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $612.97M |
| Total Deposits | $503.30M |
| Total Liabilities | $508.56M |
| Total Equity Capital | $104.41M |
| Net Income | $3.84M |
| Net Loans and Leases | $229.12M |
| Assets Per Employee ($Millions) | $7.21M |
| Bank Premises and Fixed Assets | $2.99M |
| Cash and Balances due from Depository Institutions | $349.71M |
| Deposits Held in Domestic Offices | $503.30M |
Key Performance Ratios
| Return on Assets (ROA) | 2.48% |
| Return on Equity (ROE) | 14.98% |
| Net Interest Margin | 4.35% |
| Efficiency Ratio | 47.03% |
| Tier 1 Risk-Based Capital Ratio | 40.733% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 17.033% |
| Earning Assets to total Assets | 96.25% |
Income and Expense
| Total Interest Income | $7.63M |
| Total Noninterest Income | $760.00k |
| Total Interest Expense | $1.15M |
| Total Noninterest Expense | $3.41M |
| Net Interest Income | $6.48M |
| Pre-tax Net Operating Income | $3.84M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.26M |
| Total Liabilities and Capital | $612.97M |
Securities
| Securities | $18.64M |
| Available-for-sale debt securities | $13.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $4.73M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security State Bank?
$612.97M as of the latest filing.
How much are Security State Bank's total deposits?
$503.30M in total deposits.
Where is Security State Bank located?
Centralia, WA.
What is the Net Interest Margin?
4.35%.
How many domestic offices does it operate?
12.
When was it established?
12/26/1903.
What is the Return on Assets (ROA)?
2.48%.
How much are total loans and leases?
$229.12M (latest filing).
What is the total interest income (latest filing)?
$7.63M.