Orrstown Bank
Harrisburg, PA
IDRSSD: 342410
Total Assets
$5.47B
Latest filing
Total Deposits
$4.54B
Latest filing
Net Interest Margin
4.27%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Orrstown Bank
4750 Lindle Rd
Harrisburg, PA 17111
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1919FDIC Certificate 456
Branches (46)
Page 1 of 7| Name | Address | City / State |
|---|---|---|
| Orrstown Bank (Main) | 4750 Lindle Rd | Harrisburg, PA |
| LURGAN BRANCH | 121 Lurgan Ave | Shippensburg, PA |
| STONEHEDGE BRANCH | 427 Village Dr | Carlisle, PA |
| NORLAND AVENUE BRANCH | 625 Norland Ave | Chambersburg, PA |
| JACOBUS BRANCH | 1 N Main St | Jacobus, PA |
| YORK NEW SALEM BRANCH | 320 N Main St | York, PA |
| CAPE HORN BRANCH | 2587 Cape Horn Rd | Red Lion, PA |
| STEWARTSTOWN BRANCH | 2 Ballast Ln | Stewartstown, PA |
Showing 7 of 46
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/01/1919 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 17111 |
| State and County Number | 42043 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Harrisburg-Carlisle, PA |
Operational Info
| Number of Employees | 636 |
| Domestic Offices | 46 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/01/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.orrstown.com |
| Data Updated | 11/14/2025 |
| CERT | 713 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $5.47B |
| Total Deposits | $4.54B |
| Total Liabilities | $4.87B |
| Total Equity Capital | $600.51M |
| Net Income | $23.78M |
| Net Loans and Leases | $3.94B |
| Assets Per Employee ($Millions) | $8.67M |
| Bank Premises and Fixed Assets | $64.07M |
| Cash and Balances due from Depository Institutions | $184.15M |
| Deposits Held in Domestic Offices | $4.54B |
Key Performance Ratios
| Return on Assets (ROA) | 1.75% |
| Return on Equity (ROE) | 15.82% |
| Net Interest Margin | 4.27% |
| Efficiency Ratio | 50.45% |
| Tier 1 Risk-Based Capital Ratio | 11.796% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.978% |
| Earning Assets to total Assets | 90.79% |
Income and Expense
| Total Interest Income | $77.12M |
| Total Noninterest Income | $13.77M |
| Total Interest Expense | $24.56M |
| Total Noninterest Expense | $35.87M |
| Net Interest Income | $52.56M |
| Pre-tax Net Operating Income | $30.05M |
| Provision for Credit Losses | $396.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $209.22M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $32.50M |
| All Other Liabilities | $69.93M |
| Total Liabilities and Capital | $5.47B |
Securities
| Securities | $890.14M |
| Available-for-sale debt securities | $890.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $15.19M |
| Trading Liabilities | $15.57M |
Frequently Asked Questions
What are the total assets of Orrstown Bank?
$5.47B as of the latest filing.
How much are Orrstown Bank's total deposits?
$4.54B in total deposits.
Where is Orrstown Bank located?
Harrisburg, PA.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
46.
When was it established?
05/01/1919.
What is the Return on Assets (ROA)?
1.75%.
How much are total loans and leases?
$3.94B (latest filing).
What is the total interest income (latest filing)?
$77.12M.