CNB Bank
Clearfield, PA
IDRSSD: 399517
Total Assets
$8.37B
Latest filing
Total Deposits
$7.13B
Latest filing
Net Interest Margin
3.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
CNB Bank
1 S 2nd St
Clearfield, PA 16830
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/27/1934FDIC Certificate 8676
Branches (81)
Page 1 of 12| Name | Address | City / State |
|---|---|---|
| CNB Bank (Main) | 1 S 2nd St | Clearfield, PA |
| KANE BRANCH | 87 N Fraley St | Kane, PA |
| CARDINGTON BRANCH | 103 E Main St | Cardington, OH |
| CLARENCE CENTER BRANCH | 9470 Clarence Center Road | Clarence, NY |
| BUELL STREET BRANCH | 77 Buell St | Akron, NY |
| OLD TOWN ROAD BRANCH | 1231 Old Town Rd | Clearfield, PA |
| OSCEOLA MILLS BRANCH | 611 Lingle St | Osceola Mills, PA |
| PHILIPSBURG BRANCH | 117 E Presqueisle St | Philipsburg, PA |
Showing 7 of 81
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/27/1934 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 16830 |
| State and County Number | 42033 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | DuBois, PA |
Operational Info
| Number of Employees | 928 |
| Domestic Offices | 81 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/24/2025 |
| Date of Deposit Insurance | 02/09/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cnbbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 13876 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.37B |
| Total Deposits | $7.13B |
| Total Liabilities | $7.43B |
| Total Equity Capital | $940.32M |
| Net Income | $35.21M |
| Net Loans and Leases | $6.42B |
| Assets Per Employee ($Millions) | $9.08M |
| Bank Premises and Fixed Assets | $147.60M |
| Cash and Balances due from Depository Institutions | $520.97M |
| Deposits Held in Domestic Offices | $7.13B |
Key Performance Ratios
| Return on Assets (ROA) | 1.7% |
| Return on Equity (ROE) | 15.31% |
| Net Interest Margin | 3.93% |
| Efficiency Ratio | 67.39% |
| Tier 1 Risk-Based Capital Ratio | 13.456% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.76% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.143% |
| Earning Assets to total Assets | 91.97% |
Income and Expense
| Total Interest Income | $115.05M |
| Total Noninterest Income | $11.07M |
| Total Interest Expense | $40.15M |
| Total Noninterest Expense | $58.97M |
| Net Interest Income | $74.90M |
| Pre-tax Net Operating Income | $42.87M |
| Provision for Credit Losses | $-15,874,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $2.28M |
| Other borrowed funds | $181.95M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $118.41M |
| Total Liabilities and Capital | $8.37B |
Securities
| Securities | $835.46M |
| Available-for-sale debt securities | $584.33M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $242.14M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CNB Bank?
$8.37B as of the latest filing.
How much are CNB Bank's total deposits?
$7.13B in total deposits.
Where is CNB Bank located?
Clearfield, PA.
What is the Net Interest Margin?
3.93%.
How many domestic offices does it operate?
81.
When was it established?
01/27/1934.
What is the Return on Assets (ROA)?
1.7%.
How much are total loans and leases?
$6.42B (latest filing).
What is the total interest income (latest filing)?
$115.05M.