CNB Bank
Clearfield, PA
IDRSSD: 399517
Total Assets
$8.23B
Latest filing
Total Deposits
$7.02B
Latest filing
Net Interest Margin
4.05%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/27/1934 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 16830 |
| State and County Number | 42033 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | DuBois, PA |
Operational Info
| Number of Employees | 753 |
| Domestic Offices | 59 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/24/2025 |
| Date of Deposit Insurance | 02/09/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cnbbank.bank |
| Data Updated | 11/14/2025 |
| CERT | 13876 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.23B |
| Total Deposits | $7.02B |
| Total Liabilities | $7.32B |
| Total Equity Capital | $914.24M |
| Net Income | $9.95M |
| Net Loans and Leases | $6.39B |
| Assets Per Employee ($Millions) | $8.87M |
| Bank Premises and Fixed Assets | $149.03M |
| Cash and Balances due from Depository Institutions | $433.02M |
| Deposits Held in Domestic Offices | $7.02B |
Key Performance Ratios
| Return on Assets (ROA) | 0.55% |
| Return on Equity (ROE) | 5.24% |
| Net Interest Margin | 4.05% |
| Efficiency Ratio | 60.31% |
| Tier 1 Risk-Based Capital Ratio | 12.357% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.016% |
| Earning Assets to total Assets | 91.56% |
Income and Expense
| Total Interest Income | $108.06M |
| Total Noninterest Income | $9.32M |
| Total Interest Expense | $40.55M |
| Total Noninterest Expense | $47.12M |
| Net Interest Income | $67.50M |
| Pre-tax Net Operating Income | $11.59M |
| Provision for Credit Losses | $18.12M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $4.25M |
| Other borrowed funds | $189.54M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $108.99M |
| Total Liabilities and Capital | $8.23B |
Securities
| Securities | $791.52M |
| Available-for-sale debt securities | $533.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $249.25M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of CNB Bank?
$8.23B as of the latest filing.
How much are CNB Bank's total deposits?
$7.02B in total deposits.
Where is CNB Bank located?
Clearfield, PA.
What is the Net Interest Margin?
4.05%.
How many domestic offices does it operate?
59.
When was it established?
01/27/1934.
What is the Return on Assets (ROA)?
0.55%.
How much are total loans and leases?
$6.39B (latest filing).
What is the total interest income (latest filing)?
$108.06M.