Univest Bank and Trust Co.
Souderton, PA
IDRSSD: 354310
Total Assets
$8.54B
Latest filing
Total Deposits
$7.33B
Latest filing
Net Interest Margin
3.35%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Univest Bank and Trust Co.
790 Route 113
Souderton, PA 18964
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/01/1876FDIC Certificate 5007
Branches (50)
Page 1 of 8| Name | Address | City / State |
|---|---|---|
| Univest Bank and Trust Co. (Main) | 790 Route 113 | Souderton, PA |
| EAST GREENVILLE BRANCH | 321 Main St | East Greenville, PA |
| LINE LEXINGTON BRANCH | 990 Bethlehem Pike | Colmar, PA |
| MONTGOMERY BRANCH | 986 Bethlehem Pike | Montgomeryville, PA |
| MILFORD BRANCH | 1950 John Fries Highway | Milford Square, PA |
| LANSDALE AREA BRANCH | 120 Forty Foot Rd | Hatfield, PA |
| FRANCONIA BRANCH | 500 Harleysville Pike | Telford, PA |
| SPRING HOUSE ESTATES BRANCH | 728 Norristown Road | Spring House, PA |
Showing 7 of 50
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/01/1876 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 18964 |
| State and County Number | 42017 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 849 |
| Domestic Offices | 51 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/04/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.univest.net |
| Data Updated | 11/14/2025 |
| CERT | 7759 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.54B |
| Total Deposits | $7.33B |
| Total Liabilities | $7.61B |
| Total Equity Capital | $930.63M |
| Net Income | $28.54M |
| Net Loans and Leases | $6.71B |
| Assets Per Employee ($Millions) | $10.11M |
| Bank Premises and Fixed Assets | $67.60M |
| Cash and Balances due from Depository Institutions | $816.74M |
| Deposits Held in Domestic Offices | $7.33B |
Key Performance Ratios
| Return on Assets (ROA) | 1.39% |
| Return on Equity (ROE) | 12.38% |
| Net Interest Margin | 3.35% |
| Efficiency Ratio | 57.93% |
| Tier 1 Risk-Based Capital Ratio | 11.331% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.891% |
| Earning Assets to total Assets | 93.01% |
Income and Expense
| Total Interest Income | $109.65M |
| Total Noninterest Income | $22.44M |
| Total Interest Expense | $45.76M |
| Total Noninterest Expense | $50.12M |
| Net Interest Income | $63.88M |
| Pre-tax Net Operating Income | $35.69M |
| Provision for Credit Losses | $517.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $23.93M |
| Other borrowed funds | $200.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $11.95M |
| All Other Liabilities | $71.61M |
| Total Liabilities and Capital | $8.54B |
Securities
| Securities | $496.85M |
| Available-for-sale debt securities | $368.39M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $126.04M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Univest Bank and Trust Co.?
$8.54B as of the latest filing.
How much are Univest Bank and Trust Co.'s total deposits?
$7.33B in total deposits.
Where is Univest Bank and Trust Co. located?
Souderton, PA.
What is the Net Interest Margin?
3.35%.
How many domestic offices does it operate?
51.
When was it established?
04/01/1876.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$6.71B (latest filing).
What is the total interest income (latest filing)?
$109.65M.