Northwest Bank

Warren, PA
IDRSSD: 1002878
Total Assets
$16.39B
Latest filing
Total Deposits
$13.93B
Latest filing
Net Interest Margin
3.98%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
Northwest Bank
100 Liberty St
Warren, PA 16365
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1896FDIC Certificate 41012

Branches (165)

Page 1 of 24
NameAddressCity / State
Northwest Bank (Main)100 Liberty StWarren, PA
BUFFALO - RAND BUILDING BRANCH14 Lafayette SqBuffalo, NY
LACKAWANNA - ABBOTT ROAD BRANCH1234 Abbott RdLackawanna, NY
TOWN OF NIAGARA BRANCH4381 Military RdNiagara Falls, NY
POWER CITY BRANCH805 Main StNiagara Falls, NY
NORTH TONAWANDA - PAYNE AVENUE BRANCH1035 Payne AveNorth Tonawanda, NY
TONAWANDA - SHERIDAN DRIVE BRANCH1690 Sheridan DrBuffalo, NY
GRAND ISLAND BRANCH2300 Grand Island BlvdGrand Island, NY
Showing 7 of 165

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1896
Community BankNo
Ownership TypeNot Mutual
ZIP16365
State and County Number42123
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number04
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameWarren, PA

Operational Info

Number of Employees1,998
Domestic Offices140
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/25/2025
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
WebsiteWWW.NORTHWEST.COM
Data Updated11/14/2025
CERT28178
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$16.39B
Total Deposits$13.93B
Total Liabilities$14.49B
Total Equity Capital$1.89B
Net Income$8.08M
Net Loans and Leases$12.81B
Assets Per Employee ($Millions)$7.48M
Bank Premises and Fixed Assets$180.27M
Cash and Balances due from Depository Institutions$303.76M
Deposits Held in Domestic Offices$13.93B

Key Performance Ratios

Return on Assets (ROA)0.21%
Return on Equity (ROE)1.83%
Net Interest Margin3.98%
Efficiency Ratio75.2%
Tier 1 Risk-Based Capital Ratio12.582%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.81%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.56%
Earning Assets to total Assets91.41%

Income and Expense

Total Interest Income$195.80M
Total Noninterest Income$31.01M
Total Interest Expense$55.20M
Total Noninterest Expense$131.03M
Net Interest Income$140.59M
Pre-tax Net Operating Income$9.38M
Provision for Credit Losses$31.20M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$174.00k
Other borrowed funds$350.02M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$18.22M
All Other Liabilities$174.20M
Total Liabilities and Capital$16.39B

Securities

Securities$1.97B
Available-for-sale debt securities$1.27B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$702.39M
Subordinated Debt$0
Trading Account Assets$11.40M
Trading Liabilities$16.74M

Frequently Asked Questions

What are the total assets of Northwest Bank?
$16.39B as of the latest filing.
How much are Northwest Bank's total deposits?
$13.93B in total deposits.
Where is Northwest Bank located?
Warren, PA.
What is the Net Interest Margin?
3.98%.
How many domestic offices does it operate?
140.
When was it established?
01/01/1896.
What is the Return on Assets (ROA)?
0.21%.
How much are total loans and leases?
$12.81B (latest filing).
What is the total interest income (latest filing)?
$195.80M.