Penn Community Bank

Doylestown, PA
IDRSSD: 328777
Total Assets
$3.03B
Latest filing
Total Deposits
$2.42B
Latest filing
Net Interest Margin
2.71%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

231373182PERKASIE, PA

Key People

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Locations

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Main Office
Penn Community Bank
3969 Durham Rd
Doylestown, PA 18902
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1922FDIC Certificate 43235

Branches (21)

Page 1 of 3
NameAddressCity / State
Penn Community Bank (Main)3969 Durham RdDoylestown, PA
LEVITTOWN BRANCH208 Levittown PkwyLevittown, PA
HIGHLAND PARK BRANCH16 Highland Park WayLevittown, PA
BENSALEM BRANCH2127 Galloway RdBensalem, PA
RIEGELSVILLE BRANCH1315 Easton RdRiegelsville, PA
MARKET STREET BRANCH600 W Market StPerkasie, PA
DUBLIN BRANCH142 N Main StDublin, PA
PIPERSVILLE BRANCH6999 Easton RdPipersville, PA
Showing 7 of 21

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1922
Community BankYes
Ownership TypeNot Mutual
ZIP18902
State and County Number42017
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number03
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees310
Domestic Offices22
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.penncommunitybank.com
Data Updated01/30/2026
CERT30401
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.03B
Total Deposits$2.42B
Total Liabilities$2.70B
Total Equity Capital$327.99M
Net Income$4.63M
Net Loans and Leases$2.09B
Assets Per Employee ($Millions)$10.03M
Bank Premises and Fixed Assets$28.13M
Cash and Balances due from Depository Institutions$166.75M
Deposits Held in Domestic Offices$2.42B

Key Performance Ratios

Return on Assets (ROA)0.61%
Return on Equity (ROE)5.72%
Net Interest Margin2.71%
Efficiency Ratio78.51%
Tier 1 Risk-Based Capital Ratio16.551%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.827%
Earning Assets to total Assets93.98%

Income and Expense

Total Interest Income$35.47M
Total Noninterest Income$2.35M
Total Interest Expense$16.31M
Total Noninterest Expense$16.89M
Net Interest Income$19.16M
Pre-tax Net Operating Income$5.59M
Provision for Credit Losses$-967,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$870.00k
Other borrowed funds$249.76M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$30.78M
Total Liabilities and Capital$3.03B

Securities

Securities$602.84M
Available-for-sale debt securities$560.96M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$42.17M
Subordinated Debt$0
Trading Account Assets$656.00k
Trading Liabilities$268.00k

Frequently Asked Questions

What are the total assets of Penn Community Bank?
$3.03B as of the latest filing.
How much are Penn Community Bank's total deposits?
$2.42B in total deposits.
Where is Penn Community Bank located?
Doylestown, PA.
What is the Net Interest Margin?
2.71%.
How many domestic offices does it operate?
22.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$2.09B (latest filing).
What is the total interest income (latest filing)?
$35.47M.