Penn Community Bank

Doylestown, PA
IDRSSD: 328777
Total Assets
$3.00B
Latest filing
Total Deposits
$2.39B
Latest filing
Net Interest Margin
2.61%
Profitability

Locations

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Main Office
Penn Community Bank
3969 Durham Rd
Doylestown, PA 18902
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1922FDIC Certificate 43235

Branches (21)

Page 1 of 3
NameAddressCity / State
Penn Community Bank (Main)3969 Durham RdDoylestown, PA
LEVITTOWN BRANCH208 Levittown PkwyLevittown, PA
HIGHLAND PARK BRANCH16 Highland Park WayLevittown, PA
BENSALEM BRANCH2127 Galloway RdBensalem, PA
RIEGELSVILLE BRANCH1315 Easton RdRiegelsville, PA
MARKET STREET BRANCH600 W Market StPerkasie, PA
DUBLIN BRANCH142 N Main StDublin, PA
PIPERSVILLE BRANCH6999 Easton RdPipersville, PA
Showing 7 of 21

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassState chartered stock savings banks / S&L
Primary RegulatorFDIC
Established Date01/01/1922
Community BankYes
Ownership TypeNot Mutual
ZIP18902
State and County Number42017
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number03
Numeric code41
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees322
Domestic Offices22
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.penncommunitybank.com
Data Updated11/14/2025
CERT30401
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.00B
Total Deposits$2.39B
Total Liabilities$2.68B
Total Equity Capital$319.04M
Net Income$2.89M
Net Loans and Leases$2.16B
Assets Per Employee ($Millions)$9.68M
Bank Premises and Fixed Assets$29.50M
Cash and Balances due from Depository Institutions$77.46M
Deposits Held in Domestic Offices$2.39B

Key Performance Ratios

Return on Assets (ROA)0.39%
Return on Equity (ROE)3.69%
Net Interest Margin2.61%
Efficiency Ratio70.42%
Tier 1 Risk-Based Capital Ratio15.989%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.38%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.632%
Earning Assets to total Assets93.76%

Income and Expense

Total Interest Income$35.56M
Total Noninterest Income$2.83M
Total Interest Expense$17.19M
Total Noninterest Expense$14.93M
Net Interest Income$18.36M
Pre-tax Net Operating Income$3.42M
Provision for Credit Losses$2.84M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$260.44M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$29.90M
Total Liabilities and Capital$3.00B

Securities

Securities$598.92M
Available-for-sale debt securities$557.05M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$42.16M
Subordinated Debt$0
Trading Account Assets$722.00k
Trading Liabilities$297.00k

Frequently Asked Questions

What are the total assets of Penn Community Bank?
$3.00B as of the latest filing.
How much are Penn Community Bank's total deposits?
$2.39B in total deposits.
Where is Penn Community Bank located?
Doylestown, PA.
What is the Net Interest Margin?
2.61%.
How many domestic offices does it operate?
22.
When was it established?
01/01/1922.
What is the Return on Assets (ROA)?
0.39%.
How much are total loans and leases?
$2.16B (latest filing).
What is the total interest income (latest filing)?
$35.56M.