River Valley Community Bank
Yuba City, CA
IDRSSD: 3451050
Total Assets
$679.39M
Latest filing
Total Deposits
$618.13M
Latest filing
Net Interest Margin
3.37%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
River Valley Community Bank
1629 Colusa Hwy
Yuba City, CA 95993
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/26/2006FDIC Certificate 445235
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| River Valley Community Bank (Main) | 1629 Colusa Hwy | Yuba City, CA |
| GRASS VALLEY BRANCH | 580 Brunswick Rd | Grass Valley, CA |
| AUBURN BRANCH | 905 Lincoln Way | Auburn, CA |
| MARYSVILLE BRANCH | 904 B St | Marysville, CA |
| ROSEVILLE BRANCH | 2901 Douglas Blvd | Roseville, CA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 06/26/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 95993 |
| State and County Number | 06101 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Yuba City, CA |
Operational Info
| Number of Employees | 68 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 06/26/2006 |
| Primary Insurance Agency | DIF |
| Website | www.myrvcb.com |
| Data Updated | 11/14/2025 |
| CERT | 58276 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $679.39M |
| Total Deposits | $618.13M |
| Total Liabilities | $621.97M |
| Total Equity Capital | $57.43M |
| Net Income | $1.18M |
| Net Loans and Leases | $369.72M |
| Assets Per Employee ($Millions) | $9.06M |
| Bank Premises and Fixed Assets | $6.66M |
| Cash and Balances due from Depository Institutions | $47.80M |
| Deposits Held in Domestic Offices | $618.13M |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 8.37% |
| Net Interest Margin | 3.37% |
| Efficiency Ratio | 69.22% |
| Tier 1 Risk-Based Capital Ratio | 13.794% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.453% |
| Earning Assets to total Assets | 93.94% |
Income and Expense
| Total Interest Income | $7.36M |
| Total Noninterest Income | $248.00k |
| Total Interest Expense | $2.26M |
| Total Noninterest Expense | $3.70M |
| Net Interest Income | $5.10M |
| Pre-tax Net Operating Income | $1.65M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.84M |
| Total Liabilities and Capital | $679.39M |
Securities
| Securities | $230.99M |
| Available-for-sale debt securities | $230.99M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of River Valley Community Bank?
$679.39M as of the latest filing.
How much are River Valley Community Bank's total deposits?
$618.13M in total deposits.
Where is River Valley Community Bank located?
Yuba City, CA.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
4.
When was it established?
06/26/2006.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$369.72M (latest filing).
What is the total interest income (latest filing)?
$7.36M.