Golden Valley Bank
Chico, CA
IDRSSD: 3440803
Total Assets
$591.58M
Latest filing
Total Deposits
$541.82M
Latest filing
Net Interest Margin
3.55%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Golden Valley Bank
190 Cohasset Rd
Chico, CA 95926
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/24/2006FDIC Certificate 445242
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Golden Valley Bank (Main) | 190 Cohasset Rd | Chico, CA |
| REDDING BRANCH | 250 Hemsted Dr | Redding, CA |
| REDDING ELECTRONIC BANKING BRANCH | 250 Hemsted Dr, Ste 102 | Redding, CA |
| ADMINISTRATIVE OFFICE BRANCH | 196 Cohasset Rd | Chico, CA |
| OROVILLE BRANCH | 2770 Olive Highway | Oroville, CA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/24/2006 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 95926 |
| State and County Number | 06007 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 12 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | San Francisco |
| Core Based Statistical Area Name | Chico, CA |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 04/24/2006 |
| Primary Insurance Agency | DIF |
| Website | www.goldenvalley.bank |
| Data Updated | 01/30/2026 |
| CERT | 58278 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $591.58M |
| Total Deposits | $541.82M |
| Total Liabilities | $544.63M |
| Total Equity Capital | $46.96M |
| Net Income | $1.35M |
| Net Loans and Leases | $271.27M |
| Assets Per Employee ($Millions) | $9.1M |
| Bank Premises and Fixed Assets | $3.88M |
| Cash and Balances due from Depository Institutions | $47.74M |
| Deposits Held in Domestic Offices | $541.82M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 11.75% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 57.68% |
| Tier 1 Risk-Based Capital Ratio | 15.076% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.24% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.938% |
| Earning Assets to total Assets | 96.44% |
Income and Expense
| Total Interest Income | $6.78M |
| Total Noninterest Income | $306.00k |
| Total Interest Expense | $1.80M |
| Total Noninterest Expense | $3.05M |
| Net Interest Income | $4.98M |
| Pre-tax Net Operating Income | $1.89M |
| Provision for Credit Losses | $350.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $35.53M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.81M |
| Total Liabilities and Capital | $591.58M |
Securities
| Securities | $222.72M |
| Available-for-sale debt securities | $158.09M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $64.64M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Golden Valley Bank?
$591.58M as of the latest filing.
How much are Golden Valley Bank's total deposits?
$541.82M in total deposits.
Where is Golden Valley Bank located?
Chico, CA.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
5.
When was it established?
04/24/2006.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$271.27M (latest filing).
What is the total interest income (latest filing)?
$6.78M.