United Community Bank

Raceland, LA
IDRSSD: 90337
Total Assets
$663.88M
Latest filing
Total Deposits
$544.20M
Latest filing
Net Interest Margin
5.86%
Profitability

Locations

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Main Office
United Community Bank
4626 Highway 1
Raceland, LA 70394
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/20/1964FDIC Certificate 12970

Branches (10)

Page 1 of 2
NameAddressCity / State
United Community Bank (Main)4626 Highway 1Raceland, LA
THIBODAUX BRANCH200 E Bayou RdThibodaux, LA
LAROSE BRANCH13386 W Main StLarose, LA
GOLDEN MEADOW BRANCH605 North Alex Plaisance BoulevardGolden Meadow, LA
LAPLACE BRANCH590 Belle Terre BlvdLa Place, LA
PRAIRIEVILLE BRANCH17257 Airline HwyPrairieville, LA
COURSEY BRANCH11280 Coursey BlvdBaton Rouge, LA
HOUMA BRANCH1227 Saint Charles StHouma, LA
Showing 7 of 10

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/20/1964
Community BankYes
Ownership TypeNot Mutual
ZIP70394
State and County Number22057
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouma-Thibodaux, LA

Operational Info

Number of Employees128
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/20/1964
Primary Insurance AgencyDIF
WebsiteWWW.UCBANKING.COM
Data Updated11/14/2025
CERT19143
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$663.88M
Total Deposits$544.20M
Total Liabilities$564.52M
Total Equity Capital$99.36M
Net Income$2.96M
Net Loans and Leases$504.15M
Assets Per Employee ($Millions)$5.03M
Bank Premises and Fixed Assets$20.05M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$544.20M

Key Performance Ratios

Return on Assets (ROA)1.8%
Return on Equity (ROE)12.04%
Net Interest Margin5.86%
Efficiency Ratio68.68%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.967%
Earning Assets to total Assets89.9%

Income and Expense

Total Interest Income$10.83M
Total Noninterest Income$812.00k
Total Interest Expense$2.19M
Total Noninterest Expense$6.49M
Net Interest Income$8.64M
Pre-tax Net Operating Income$2.96M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$3.08M
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$10.32M
Total Liabilities and Capital$663.88M

Securities

Securities$44.70M
Available-for-sale debt securities$44.70M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of United Community Bank?
$663.88M as of the latest filing.
How much are United Community Bank's total deposits?
$544.20M in total deposits.
Where is United Community Bank located?
Raceland, LA.
What is the Net Interest Margin?
5.86%.
How many domestic offices does it operate?
11.
When was it established?
06/20/1964.
What is the Return on Assets (ROA)?
1.8%.
How much are total loans and leases?
$504.15M (latest filing).
What is the total interest income (latest filing)?
$10.83M.