United Community Bank

Raceland, LA
IDRSSD: 90337
Total Assets
$681.19M
Latest filing
Total Deposits
$559.73M
Latest filing
Net Interest Margin
5.43%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

065401107RACELAND, LA

Key People

Loading leadership data...

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
United Community Bank
4626 Highway 1
Raceland, LA 70394
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/20/1964FDIC Certificate 12970

Branches (10)

Page 1 of 2
NameAddressCity / State
United Community Bank (Main)4626 Highway 1Raceland, LA
THIBODAUX BRANCH200 E Bayou RdThibodaux, LA
LAROSE BRANCH13386 W Main StLarose, LA
GOLDEN MEADOW BRANCH605 North Alex Plaisance BoulevardGolden Meadow, LA
LAPLACE BRANCH590 Belle Terre BlvdLa Place, LA
PRAIRIEVILLE BRANCH17257 Airline HwyPrairieville, LA
COURSEY BRANCH11280 Coursey BlvdBaton Rouge, LA
HOUMA BRANCH1227 Saint Charles StHouma, LA
Showing 7 of 10

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/20/1964
Community BankYes
Ownership TypeNot Mutual
ZIP70394
State and County Number22057
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameHouma-Thibodaux, LA

Operational Info

Number of Employees132
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/20/1964
Primary Insurance AgencyDIF
WebsiteWWW.UCBANKING.COM
Data Updated01/30/2026
CERT19143
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$681.19M
Total Deposits$559.73M
Total Liabilities$582.79M
Total Equity Capital$98.39M
Net Income$3.83M
Net Loans and Leases$494.62M
Assets Per Employee ($Millions)$5.24M
Bank Premises and Fixed Assets$19.85M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$559.73M

Key Performance Ratios

Return on Assets (ROA)2.28%
Return on Equity (ROE)15.5%
Net Interest Margin5.43%
Efficiency Ratio60.33%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.444%
Earning Assets to total Assets90.76%

Income and Expense

Total Interest Income$10.60M
Total Noninterest Income$1.40M
Total Interest Expense$2.34M
Total Noninterest Expense$5.83M
Net Interest Income$8.25M
Pre-tax Net Operating Income$3.83M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$3.08M
Other borrowed funds$10.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$13.06M
Total Liabilities and Capital$681.19M

Securities

Securities$44.44M
Available-for-sale debt securities$44.44M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of United Community Bank?
$681.19M as of the latest filing.
How much are United Community Bank's total deposits?
$559.73M in total deposits.
Where is United Community Bank located?
Raceland, LA.
What is the Net Interest Margin?
5.43%.
How many domestic offices does it operate?
11.
When was it established?
06/20/1964.
What is the Return on Assets (ROA)?
2.28%.
How much are total loans and leases?
$494.62M (latest filing).
What is the total interest income (latest filing)?
$10.60M.