Raccoon Valley Bank
Perry, IA
IDRSSD: 102342
Total Assets
$475.64M
Latest filing
Total Deposits
$417.65M
Latest filing
Net Interest Margin
3.89%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Raccoon Valley Bank
1202 2nd St
Perry, IA 50220
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1927FDIC Certificate 196
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Raccoon Valley Bank (Main) | 1202 2nd St | Perry, IA |
| ADEL BRANCH | 1009 Court St | Adel, IA |
| DALLAS CENTER BRANCH | 590 Sugar Grove Ave | Dallas Center, IA |
| GRIMES BRANCH | 1051 Ne Gateway Dr | Grimes, IA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1927 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50220 |
| State and County Number | 19049 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 51 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.RACCOONVALLEYBANK.COM |
| Data Updated | 11/14/2025 |
| CERT | 245 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $475.64M |
| Total Deposits | $417.65M |
| Total Liabilities | $432.06M |
| Total Equity Capital | $43.58M |
| Net Income | $1.33M |
| Net Loans and Leases | $359.51M |
| Assets Per Employee ($Millions) | $9.33M |
| Bank Premises and Fixed Assets | $11.95M |
| Cash and Balances due from Depository Institutions | $21.84M |
| Deposits Held in Domestic Offices | $417.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 12.42% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 63.08% |
| Tier 1 Risk-Based Capital Ratio | 11.174% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.26% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.162% |
| Earning Assets to total Assets | 95.09% |
Income and Expense
| Total Interest Income | $6.78M |
| Total Noninterest Income | $261.00k |
| Total Interest Expense | $2.50M |
| Total Noninterest Expense | $2.87M |
| Net Interest Income | $4.29M |
| Pre-tax Net Operating Income | $1.38M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $525.00k |
| Other borrowed funds | $11.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.41M |
| Total Liabilities and Capital | $475.64M |
Securities
| Securities | $75.91M |
| Available-for-sale debt securities | $75.54M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Raccoon Valley Bank?
$475.64M as of the latest filing.
How much are Raccoon Valley Bank's total deposits?
$417.65M in total deposits.
Where is Raccoon Valley Bank located?
Perry, IA.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1927.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$359.51M (latest filing).
What is the total interest income (latest filing)?
$6.78M.