Ohnward Bank & Trust
Cascade, IA
IDRSSD: 761543
Total Assets
$481.99M
Latest filing
Total Deposits
$403.77M
Latest filing
Net Interest Margin
3.96%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073911870CASCADE, IA
Key People
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Locations
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Main Office
Ohnward Bank & Trust
332 1st Ave W
Cascade, IA 52033
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/28/1903FDIC Certificate 6465
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Ohnward Bank & Trust (Main) | 332 1st Ave W | Cascade, IA |
| MONTICELLO BRANCH | 307 S Main St | Monticello, IA |
| BALDWIN BRANCH | 4726 50th Ave | Baldwin, IA |
| MARION BRANCH | 665 Marion Blvd | Marion, IA |
| CEDAR RAPIDS BRANCH | 1211 Edgewood Rd Sw | Cedar Rapids, IA |
| CENTRAL CITY BRANCH | 401 E Main St | Central City, IA |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/28/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52033 |
| State and County Number | 19061 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Dubuque, IA |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ohnwardbank.bank |
| Data Updated | 01/30/2026 |
| CERT | 10111 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $481.99M |
| Total Deposits | $403.77M |
| Total Liabilities | $423.84M |
| Total Equity Capital | $58.14M |
| Net Income | $1.63M |
| Net Loans and Leases | $363.82M |
| Assets Per Employee ($Millions) | $7.9M |
| Bank Premises and Fixed Assets | $5.55M |
| Cash and Balances due from Depository Institutions | $13.59M |
| Deposits Held in Domestic Offices | $403.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.36% |
| Return on Equity (ROE) | 11.39% |
| Net Interest Margin | 3.96% |
| Efficiency Ratio | 53.82% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.19% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.063% |
| Earning Assets to total Assets | 94.64% |
Income and Expense
| Total Interest Income | $7.00M |
| Total Noninterest Income | $620.00k |
| Total Interest Expense | $2.51M |
| Total Noninterest Expense | $2.75M |
| Net Interest Income | $4.49M |
| Pre-tax Net Operating Income | $2.14M |
| Provision for Credit Losses | $225.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.01M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $2.97M |
| All Other Liabilities | $6.09M |
| Total Liabilities and Capital | $481.99M |
Securities
| Securities | $80.84M |
| Available-for-sale debt securities | $80.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ohnward Bank & Trust?
$481.99M as of the latest filing.
How much are Ohnward Bank & Trust's total deposits?
$403.77M in total deposits.
Where is Ohnward Bank & Trust located?
Cascade, IA.
What is the Net Interest Margin?
3.96%.
How many domestic offices does it operate?
6.
When was it established?
02/28/1903.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$363.82M (latest filing).
What is the total interest income (latest filing)?
$7.00M.