Home State Bank
Jefferson, IA
IDRSSD: 653947
Total Assets
$460.24M
Latest filing
Total Deposits
$417.53M
Latest filing
Net Interest Margin
3.49%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Home State Bank
115 W State St
Jefferson, IA 50129
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 9306
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Home State Bank (Main) | 115 W State St | Jefferson, IA |
| POLK CITY BRANCH | 101 E Bridge Road | Polk City, IA |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Security State Bank
Sutherland, Iowa
→
Assets: $457.75MΔ -1.0%
TruBank
Indianola, Iowa
→
Assets: $456.76MΔ -1.2%
NSB Bank
Mason City, Iowa
→
Assets: $469.43MΔ +1.5%
Rolling Hills Bank & Trust
Atlantic, Iowa
→
Assets: $454.75MΔ -1.7%
Iowa State Bank
Des Moines, Iowa
→
Assets: $454.22MΔ -1.8%
Iowa State Bank
Algona, Iowa
→
Assets: $472.02MΔ +2.0%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50129 |
| State and County Number | 19073 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 55 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 11/10/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hsbankiowa.com |
| Data Updated | 01/30/2026 |
| CERT | 14867 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $460.24M |
| Total Deposits | $417.53M |
| Total Liabilities | $419.56M |
| Total Equity Capital | $40.67M |
| Net Income | $897.00k |
| Net Loans and Leases | $365.65M |
| Assets Per Employee ($Millions) | $7.94M |
| Bank Premises and Fixed Assets | $12.59M |
| Cash and Balances due from Depository Institutions | $25.93M |
| Deposits Held in Domestic Offices | $417.53M |
Key Performance Ratios
| Return on Assets (ROA) | 0.78% |
| Return on Equity (ROE) | 8.87% |
| Net Interest Margin | 3.49% |
| Efficiency Ratio | 58.83% |
| Tier 1 Risk-Based Capital Ratio | 10.055% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.82% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.838% |
| Earning Assets to total Assets | 95.16% |
Income and Expense
| Total Interest Income | $6.64M |
| Total Noninterest Income | $810.00k |
| Total Interest Expense | $2.82M |
| Total Noninterest Expense | $2.75M |
| Net Interest Income | $3.83M |
| Pre-tax Net Operating Income | $936.00k |
| Provision for Credit Losses | $950.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.03M |
| Total Liabilities and Capital | $460.24M |
Securities
| Securities | $48.69M |
| Available-for-sale debt securities | $48.69M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Home State Bank?
$460.24M as of the latest filing.
How much are Home State Bank's total deposits?
$417.53M in total deposits.
Where is Home State Bank located?
Jefferson, IA.
What is the Net Interest Margin?
3.49%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.78%.
How much are total loans and leases?
$365.65M (latest filing).
What is the total interest income (latest filing)?
$6.64M.