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Peoples Bank

Clive, IA
IDRSSD: 968249
Total Assets
$495.08M
Latest filing
Total Deposits
$414.52M
Latest filing
Net Interest Margin
2.75%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date03/17/1917
Community BankYes
Ownership TypeNot Mutual
ZIP50325
State and County Number19153
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDes Moines-West Des Moines, IA

Operational Info

Number of Employees78
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance08/22/1934
Primary Insurance AgencyDIF
Websitewww.mypeoples.bank
Data Updated11/14/2025
CERT14692
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$495.08M
Total Deposits$414.52M
Total Liabilities$452.93M
Total Equity Capital$42.15M
Net Income$1.23M
Net Loans and Leases$319.16M
Assets Per Employee ($Millions)$6.88M
Bank Premises and Fixed Assets$9.50M
Cash and Balances due from Depository Institutions$4.97M
Deposits Held in Domestic Offices$414.52M

Key Performance Ratios

Return on Assets (ROA)1%
Return on Equity (ROE)12.33%
Net Interest Margin2.75%
Efficiency Ratio64.9%
Tier 1 Risk-Based Capital Ratio10.917%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.514%
Earning Assets to total Assets92.43%

Income and Expense

Total Interest Income$5.91M
Total Noninterest Income$851.00k
Total Interest Expense$2.79M
Total Noninterest Expense$2.59M
Net Interest Income$3.11M
Pre-tax Net Operating Income$1.27M
Provision for Credit Losses$100.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$151.00k
Other borrowed funds$36.18M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.23M
Total Liabilities and Capital$495.08M

Securities

Securities$137.35M
Available-for-sale debt securities$137.35M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank?
$495.08M as of the latest filing.
How much are Peoples Bank's total deposits?
$414.52M in total deposits.
Where is Peoples Bank located?
Clive, IA.
What is the Net Interest Margin?
2.75%.
How many domestic offices does it operate?
8.
When was it established?
03/17/1917.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$319.16M (latest filing).
What is the total interest income (latest filing)?
$5.91M.