Peoples Bank
Clive, IA
IDRSSD: 968249
Total Assets
$493.90M
Latest filing
Total Deposits
$430.83M
Latest filing
Net Interest Margin
2.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073919212CLIVE, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples Bank
12701 University Ave
Clive, IA 50325
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/17/1917FDIC Certificate 9188
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples Bank (Main) | 12701 University Ave | Clive, IA |
| SCRANTON BRANCH | 1021 Main St | Scranton, IA |
| GUTHRIE CENTER BRANCH | 401 Main St | Guthrie Center, IA |
| GRAND JUNCTION BRANCH | 205 Main St E | Grand Junction, IA |
| WAUKEE BRANCH | 1185 University Ave | Waukee, IA |
| ADEL BRANCH | 804 Greenwood Hills Dr | Adel, IA |
| BOONE BRANCH - 1212 HAWKEYE DRIVE | 1212 Hawkeye Drive | Boone, IA |
| JEFFERSON BRANCH | 116 W State St | Jefferson, IA |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 03/17/1917 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50325 |
| State and County Number | 19153 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 08/22/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mypeoples.bank |
| Data Updated | 01/30/2026 |
| CERT | 14692 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $493.90M |
| Total Deposits | $430.83M |
| Total Liabilities | $451.74M |
| Total Equity Capital | $42.16M |
| Net Income | $1.18M |
| Net Loans and Leases | $321.90M |
| Assets Per Employee ($Millions) | $6.59M |
| Bank Premises and Fixed Assets | $9.51M |
| Cash and Balances due from Depository Institutions | $12.80M |
| Deposits Held in Domestic Offices | $430.83M |
Key Performance Ratios
| Return on Assets (ROA) | 0.95% |
| Return on Equity (ROE) | 11.17% |
| Net Interest Margin | 2.85% |
| Efficiency Ratio | 69.24% |
| Tier 1 Risk-Based Capital Ratio | 10.863% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.08% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.537% |
| Earning Assets to total Assets | 92.06% |
Income and Expense
| Total Interest Income | $6.05M |
| Total Noninterest Income | $942.00k |
| Total Interest Expense | $2.80M |
| Total Noninterest Expense | $2.92M |
| Net Interest Income | $3.25M |
| Pre-tax Net Operating Income | $1.17M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $18.78M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.13M |
| Total Liabilities and Capital | $493.90M |
Securities
| Securities | $126.79M |
| Available-for-sale debt securities | $126.79M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank?
$493.90M as of the latest filing.
How much are Peoples Bank's total deposits?
$430.83M in total deposits.
Where is Peoples Bank located?
Clive, IA.
What is the Net Interest Margin?
2.85%.
How many domestic offices does it operate?
8.
When was it established?
03/17/1917.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$321.90M (latest filing).
What is the total interest income (latest filing)?
$6.05M.