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Iowa State Bank

Des Moines, IA
IDRSSD: 662949
Total Assets
$454.22M
Latest filing
Total Deposits
$370.73M
Latest filing
Net Interest Margin
3.45%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/14/1941
Community BankYes
Ownership TypeNot Mutual
ZIP50309
State and County Number19153
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameDes Moines-West Des Moines, IA

Operational Info

Number of Employees87
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance04/14/1941
Primary Insurance AgencyDIF
Websitehttp://www.iowastatebanks.com
Data Updated11/14/2025
CERT15808
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$454.22M
Total Deposits$370.73M
Total Liabilities$387.27M
Total Equity Capital$66.95M
Net Income$2.23M
Net Loans and Leases$263.88M
Assets Per Employee ($Millions)$5.28M
Bank Premises and Fixed Assets$5.04M
Cash and Balances due from Depository Institutions$32.59M
Deposits Held in Domestic Offices$370.73M

Key Performance Ratios

Return on Assets (ROA)1.95%
Return on Equity (ROE)13.15%
Net Interest Margin3.45%
Efficiency Ratio59.4%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.739%
Earning Assets to total Assets97.02%

Income and Expense

Total Interest Income$5.11M
Total Noninterest Income$1.91M
Total Interest Expense$1.28M
Total Noninterest Expense$3.41M
Net Interest Income$3.83M
Pre-tax Net Operating Income$2.32M
Provision for Credit Losses$7.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$563.00k
Federal Funds Sold & Reverse Repurchase Agreement$10.11M
Federal Funds Purchased and Repurchased Agreement$12.51M
All Other Liabilities$3.47M
Total Liabilities and Capital$454.22M

Securities

Securities$138.69M
Available-for-sale debt securities$138.69M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Iowa State Bank?
$454.22M as of the latest filing.
How much are Iowa State Bank's total deposits?
$370.73M in total deposits.
Where is Iowa State Bank located?
Des Moines, IA.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
5.
When was it established?
04/14/1941.
What is the Return on Assets (ROA)?
1.95%.
How much are total loans and leases?
$263.88M (latest filing).
What is the total interest income (latest filing)?
$5.11M.