Iowa State Bank
Des Moines, IA
IDRSSD: 662949
Total Assets
$466.96M
Latest filing
Total Deposits
$380.67M
Latest filing
Net Interest Margin
3.42%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Iowa State Bank
627 E Locust St
Des Moines, IA 50309
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/14/1941FDIC Certificate 10052
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Iowa State Bank (Main) | 627 E Locust St | Des Moines, IA |
| HUBBELL AVENUE BRANCH | 3818 Hubbell Ave | Des Moines, IA |
| NINTH STREET BRANCH | 6410 Sw 9th St | Des Moines, IA |
| WEST DES MOINES BRANCH | 3601 Ep True Pkwy | West Des Moines, IA |
| HICKMAN OFFICE | 2301 128th St | Urbandale, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/14/1941 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50309 |
| State and County Number | 19153 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Des Moines-West Des Moines, IA |
Operational Info
| Number of Employees | 86 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/14/1941 |
| Primary Insurance Agency | DIF |
| Website | http://www.iowastatebanks.com |
| Data Updated | 01/30/2026 |
| CERT | 15808 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $466.96M |
| Total Deposits | $380.67M |
| Total Liabilities | $397.99M |
| Total Equity Capital | $68.97M |
| Net Income | $1.99M |
| Net Loans and Leases | $261.91M |
| Assets Per Employee ($Millions) | $5.43M |
| Bank Premises and Fixed Assets | $5.00M |
| Cash and Balances due from Depository Institutions | $48.46M |
| Deposits Held in Domestic Offices | $380.67M |
Key Performance Ratios
| Return on Assets (ROA) | 1.73% |
| Return on Equity (ROE) | 11.71% |
| Net Interest Margin | 3.42% |
| Efficiency Ratio | 65.5% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.77% |
| Earning Assets to total Assets | 97.46% |
Income and Expense
| Total Interest Income | $5.11M |
| Total Noninterest Income | $2.13M |
| Total Interest Expense | $1.27M |
| Total Noninterest Expense | $3.91M |
| Net Interest Income | $3.83M |
| Pre-tax Net Operating Income | $2.07M |
| Provision for Credit Losses | $-15,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $563.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $10.04M |
| Federal Funds Purchased and Repurchased Agreement | $13.04M |
| All Other Liabilities | $3.72M |
| Total Liabilities and Capital | $466.96M |
Securities
| Securities | $138.38M |
| Available-for-sale debt securities | $138.38M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Iowa State Bank?
$466.96M as of the latest filing.
How much are Iowa State Bank's total deposits?
$380.67M in total deposits.
Where is Iowa State Bank located?
Des Moines, IA.
What is the Net Interest Margin?
3.42%.
How many domestic offices does it operate?
5.
When was it established?
04/14/1941.
What is the Return on Assets (ROA)?
1.73%.
How much are total loans and leases?
$261.91M (latest filing).
What is the total interest income (latest filing)?
$5.11M.