Maquoketa State Bank

Maquoketa, IA
IDRSSD: 683449
Total Assets
$433.69M
Latest filing
Total Deposits
$333.27M
Latest filing
Net Interest Margin
3.20%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073922351MAQUOKETA, IA

Key People

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Locations

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Main Office
Maquoketa State Bank
203 N Main St
Maquoketa, IA 52060
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/02/1958FDIC Certificate 11842

Branches (3)

Page 1 of 1
NameAddressCity / State
Maquoketa State Bank (Main)203 N Main StMaquoketa, IA
WESTSIDE OFFICE112 Mckinsey DrMaquoketa, IA
ANDREW BRANCH16 W Benton StAndrew, IA
PRESTON BRANCH3 N Elliot StreeetPreston, IA
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date09/02/1958
Community BankYes
Ownership TypeNot Mutual
ZIP52060
State and County Number19097
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees53
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/02/1958
Primary Insurance AgencyDIF
Websitewww.maquoketasb.bank
Data Updated01/30/2026
CERT17903
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$433.69M
Total Deposits$333.27M
Total Liabilities$367.41M
Total Equity Capital$66.28M
Net Income$1.51M
Net Loans and Leases$216.94M
Assets Per Employee ($Millions)$8.18M
Bank Premises and Fixed Assets$2.29M
Cash and Balances due from Depository Institutions$12.31M
Deposits Held in Domestic Offices$333.27M

Key Performance Ratios

Return on Assets (ROA)1.39%
Return on Equity (ROE)9.27%
Net Interest Margin3.2%
Efficiency Ratio55.74%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.283%
Earning Assets to total Assets93.28%

Income and Expense

Total Interest Income$5.17M
Total Noninterest Income$965.00k
Total Interest Expense$1.93M
Total Noninterest Expense$2.35M
Net Interest Income$3.24M
Pre-tax Net Operating Income$1.82M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$101.00k
Other borrowed funds$9.04M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$21.90M
All Other Liabilities$3.19M
Total Liabilities and Capital$433.69M

Securities

Securities$177.25M
Available-for-sale debt securities$177.06M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Maquoketa State Bank?
$433.69M as of the latest filing.
How much are Maquoketa State Bank's total deposits?
$333.27M in total deposits.
Where is Maquoketa State Bank located?
Maquoketa, IA.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
4.
When was it established?
09/02/1958.
What is the Return on Assets (ROA)?
1.39%.
How much are total loans and leases?
$216.94M (latest filing).
What is the total interest income (latest filing)?
$5.17M.