Maquoketa State Bank

Maquoketa, IA
IDRSSD: 683449
Total Assets
$437.68M
Latest filing
Total Deposits
$336.87M
Latest filing
Net Interest Margin
3.06%
Profitability

Locations

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Main Office
Maquoketa State Bank
203 N Main St
Maquoketa, IA 52060
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/02/1958FDIC Certificate 11842

Branches (3)

Page 1 of 1
NameAddressCity / State
Maquoketa State Bank (Main)203 N Main StMaquoketa, IA
WESTSIDE OFFICE112 Mckinsey DrMaquoketa, IA
ANDREW BRANCH16 W Benton StAndrew, IA
PRESTON BRANCH3 N Elliot StreeetPreston, IA
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date09/02/1958
Community BankYes
Ownership TypeNot Mutual
ZIP52060
State and County Number19097
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees55
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/02/1958
Primary Insurance AgencyDIF
Websitewww.maquoketasb.bank
Data Updated11/14/2025
CERT17903
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$437.68M
Total Deposits$336.87M
Total Liabilities$373.23M
Total Equity Capital$64.44M
Net Income$1.39M
Net Loans and Leases$214.97M
Assets Per Employee ($Millions)$8.26M
Bank Premises and Fixed Assets$2.31M
Cash and Balances due from Depository Institutions$17.39M
Deposits Held in Domestic Offices$336.87M

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)8.9%
Net Interest Margin3.06%
Efficiency Ratio56%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets14.724%
Earning Assets to total Assets92.95%

Income and Expense

Total Interest Income$4.97M
Total Noninterest Income$957.00k
Total Interest Expense$1.91M
Total Noninterest Expense$2.25M
Net Interest Income$3.07M
Pre-tax Net Operating Income$1.73M
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$101.00k
Other borrowed funds$9.04M
Federal Funds Sold & Reverse Repurchase Agreement$6.00M
Federal Funds Purchased and Repurchased Agreement$24.19M
All Other Liabilities$3.13M
Total Liabilities and Capital$437.68M

Securities

Securities$173.30M
Available-for-sale debt securities$173.12M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Maquoketa State Bank?
$437.68M as of the latest filing.
How much are Maquoketa State Bank's total deposits?
$336.87M in total deposits.
Where is Maquoketa State Bank located?
Maquoketa, IA.
What is the Net Interest Margin?
3.06%.
How many domestic offices does it operate?
4.
When was it established?
09/02/1958.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$214.97M (latest filing).
What is the total interest income (latest filing)?
$4.97M.