American Bank and Trust Company, National Association
Davenport, IA
IDRSSD: 2733263
Total Assets
$511.25M
Latest filing
Total Deposits
$409.36M
Latest filing
Net Interest Margin
3.19%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
American Bank and Trust Company, National Association
4301 E 53rd St
Davenport, IA 52807
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/05/1999FDIC Certificate 62129
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| American Bank and Trust Company, National Association (Main) | 4301 E 53rd St | Davenport, IA |
| ROCK ISLAND BRANCH | 3730 18th Ave | Rock Island, IL |
| MOLINE BRANCH | 2340 41st St | Moline, IL |
| FRIENDSHIP MANOR | 1209 21st Ave | Rock Island, IL |
| GENEVA BRANCH | 2401 Kaneville Rd | Geneva, IL |
| DOWNTOWN RI BRANCH | 1600 5th Ave | Rock Island, IL |
| IOWA MESSENGER SERVIC E | 4301 E 53rd St | Davenport, IA |
| ILLINOIS MESSENGER SERVICE | 4301 E 53rd St | Davenport, IA |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/05/1999 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 52807 |
| State and County Number | 19163 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Davenport-Moline-Rock Island, IA-IL |
Operational Info
| Number of Employees | 74 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/05/1999 |
| Primary Insurance Agency | DIF |
| Website | www.goambank.com |
| Data Updated | 11/14/2025 |
| CERT | 34955 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $511.25M |
| Total Deposits | $409.36M |
| Total Liabilities | $476.33M |
| Total Equity Capital | $34.91M |
| Net Income | $933.00k |
| Net Loans and Leases | $325.75M |
| Assets Per Employee ($Millions) | $6.91M |
| Bank Premises and Fixed Assets | $10.65M |
| Cash and Balances due from Depository Institutions | $50.50M |
| Deposits Held in Domestic Offices | $409.36M |
Key Performance Ratios
| Return on Assets (ROA) | 0.75% |
| Return on Equity (ROE) | 10.5% |
| Net Interest Margin | 3.19% |
| Efficiency Ratio | 86.48% |
| Tier 1 Risk-Based Capital Ratio | 10.867% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.829% |
| Earning Assets to total Assets | 91.75% |
Income and Expense
| Total Interest Income | $5.37M |
| Total Noninterest Income | $1.03M |
| Total Interest Expense | $1.72M |
| Total Noninterest Expense | $4.04M |
| Net Interest Income | $3.64M |
| Pre-tax Net Operating Income | $625.00k |
| Provision for Credit Losses | $6.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $3.00k |
| Other borrowed funds | $65.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.97M |
| Total Liabilities and Capital | $511.25M |
Securities
| Securities | $102.70M |
| Available-for-sale debt securities | $28.96M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $73.74M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of American Bank and Trust Company, National Association?
$511.25M as of the latest filing.
How much are American Bank and Trust Company, National Association's total deposits?
$409.36M in total deposits.
Where is American Bank and Trust Company, National Association located?
Davenport, IA.
What is the Net Interest Margin?
3.19%.
How many domestic offices does it operate?
9.
When was it established?
01/05/1999.
What is the Return on Assets (ROA)?
0.75%.
How much are total loans and leases?
$325.75M (latest filing).
What is the total interest income (latest filing)?
$5.37M.