Rolling Hills Bank & Trust

Atlantic, IA
IDRSSD: 882242
Total Assets
$472.27M
Latest filing
Total Deposits
$405.28M
Latest filing
Net Interest Margin
4.10%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073905912ATLANTIC, IA

Key People

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Locations

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Main Office
Rolling Hills Bank & Trust
1307 E 7th St
Atlantic, IA 50022
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1876FDIC Certificate 9667

Branches (11)

Page 1 of 2
NameAddressCity / State
Rolling Hills Bank & Trust (Main)1307 E 7th StAtlantic, IA
STUART BRANCH615 S Division StStuart, IA
RIPPEY SAVINGS BRANCH214 Main StRippey, IA
WORTHINGTON BRANCH229 10th StWorthington, MN
ANITA BRANCH701 Main StAnita, IA
CASEY BRANCH101 E Logan StCasey, IA
BREWSTER BRANCH224 10th StBrewster, MN
CARSON BRANCH418 S Commercial StCarson, IA
Showing 7 of 11

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date07/01/1876
Community BankYes
Ownership TypeNot Mutual
ZIP50022
State and County Number19029
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees67
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/13/1936
Primary Insurance AgencyDIF
Websitehttp://www.rollinghillsbank.com
Data Updated01/30/2026
CERT15334
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$472.27M
Total Deposits$405.28M
Total Liabilities$409.99M
Total Equity Capital$62.28M
Net Income$1.51M
Net Loans and Leases$360.24M
Assets Per Employee ($Millions)$7.16M
Bank Premises and Fixed Assets$5.60M
Cash and Balances due from Depository Institutions$26.49M
Deposits Held in Domestic Offices$405.28M

Key Performance Ratios

Return on Assets (ROA)1.3%
Return on Equity (ROE)9.8%
Net Interest Margin4.1%
Efficiency Ratio57.05%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.06%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.188%
Earning Assets to total Assets92.42%

Income and Expense

Total Interest Income$6.21M
Total Noninterest Income$349.00k
Total Interest Expense$1.82M
Total Noninterest Expense$2.70M
Net Interest Income$4.39M
Pre-tax Net Operating Income$1.96M
Provision for Credit Losses$75.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$4.92M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.70M
Total Liabilities and Capital$472.27M

Securities

Securities$55.37M
Available-for-sale debt securities$55.26M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Rolling Hills Bank & Trust?
$472.27M as of the latest filing.
How much are Rolling Hills Bank & Trust's total deposits?
$405.28M in total deposits.
Where is Rolling Hills Bank & Trust located?
Atlantic, IA.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
12.
When was it established?
07/01/1876.
What is the Return on Assets (ROA)?
1.3%.
How much are total loans and leases?
$360.24M (latest filing).
What is the total interest income (latest filing)?
$6.21M.