Northeast Security Bank

Sumner, IA
IDRSSD: 442244
Total Assets
$448.99M
Latest filing
Total Deposits
$358.77M
Latest filing
Net Interest Margin
3.18%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

073909222SUMNER, IA

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Northeast Security Bank
1150 W 1st St
Sumner, IA 50674
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 12292

Branches (6)

Page 1 of 1
NameAddressCity / State
Northeast Security Bank (Main)1150 W 1st StSumner, IA
INDEPENDENCE BRANCH231 1st St EIndependence, IA
FREDERICKSBURG FACILITY134 W Main StFredericksburg, IA
MAIN STREET BRANCH106 E Main StDecorah, IA
FAIRBANK BRANCH120 E Main StFairbank, IA
FAYETTE BRANCH200 S Main StFayette, IA
DYSART BRANCH402 Main StDysart, IA
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1888
Community BankYes
Ownership TypeNot Mutual
ZIP50674
State and County Number19017
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWaterloo-Cedar Falls, IA

Operational Info

Number of Employees45
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/11/1961
Primary Insurance AgencyDIF
Websitewww.bankNSB.com
Data Updated01/30/2026
CERT18384
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$448.99M
Total Deposits$358.77M
Total Liabilities$398.16M
Total Equity Capital$50.83M
Net Income$1.29M
Net Loans and Leases$267.03M
Assets Per Employee ($Millions)$9.98M
Bank Premises and Fixed Assets$5.27M
Cash and Balances due from Depository Institutions$19.74M
Deposits Held in Domestic Offices$358.77M

Key Performance Ratios

Return on Assets (ROA)1.16%
Return on Equity (ROE)10.28%
Net Interest Margin3.18%
Efficiency Ratio53.73%
Tier 1 Risk-Based Capital Ratio14.773%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.32%
Earning Assets to total Assets91.24%

Income and Expense

Total Interest Income$4.93M
Total Noninterest Income$470.00k
Total Interest Expense$1.70M
Total Noninterest Expense$1.99M
Net Interest Income$3.23M
Pre-tax Net Operating Income$1.66M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$19.00k
Other borrowed funds$23.03M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$12.98M
All Other Liabilities$3.38M
Total Liabilities and Capital$448.99M

Securities

Securities$130.86M
Available-for-sale debt securities$130.86M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Northeast Security Bank?
$448.99M as of the latest filing.
How much are Northeast Security Bank's total deposits?
$358.77M in total deposits.
Where is Northeast Security Bank located?
Sumner, IA.
What is the Net Interest Margin?
3.18%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
1.16%.
How much are total loans and leases?
$267.03M (latest filing).
What is the total interest income (latest filing)?
$4.93M.