Northeast Security Bank

Sumner, IA
IDRSSD: 442244
Total Assets
$440.13M
Latest filing
Total Deposits
$341.20M
Latest filing
Net Interest Margin
3.13%
Profitability

Locations

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Main Office
Northeast Security Bank
1150 W 1st St
Sumner, IA 50674
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1888FDIC Certificate 12292

Branches (6)

Page 1 of 1
NameAddressCity / State
Northeast Security Bank (Main)1150 W 1st StSumner, IA
INDEPENDENCE BRANCH231 1st St EIndependence, IA
FREDERICKSBURG FACILITY134 W Main StFredericksburg, IA
MAIN STREET BRANCH106 E Main StDecorah, IA
FAIRBANK BRANCH120 E Main StFairbank, IA
FAYETTE BRANCH200 S Main StFayette, IA
DYSART BRANCH402 Main StDysart, IA
Showing 6 of 6

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1888
Community BankYes
Ownership TypeNot Mutual
ZIP50674
State and County Number19017
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameWaterloo-Cedar Falls, IA

Operational Info

Number of Employees45
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance05/11/1961
Primary Insurance AgencyDIF
Websitewww.bankNSB.com
Data Updated11/14/2025
CERT18384
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$440.13M
Total Deposits$341.20M
Total Liabilities$390.51M
Total Equity Capital$49.62M
Net Income$1.35M
Net Loans and Leases$261.69M
Assets Per Employee ($Millions)$9.78M
Bank Premises and Fixed Assets$5.33M
Cash and Balances due from Depository Institutions$16.55M
Deposits Held in Domestic Offices$341.20M

Key Performance Ratios

Return on Assets (ROA)1.23%
Return on Equity (ROE)11.07%
Net Interest Margin3.13%
Efficiency Ratio51.81%
Tier 1 Risk-Based Capital Ratio14.933%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.274%
Earning Assets to total Assets91.52%

Income and Expense

Total Interest Income$4.88M
Total Noninterest Income$509.00k
Total Interest Expense$1.74M
Total Noninterest Expense$1.89M
Net Interest Income$3.13M
Pre-tax Net Operating Income$1.70M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$20.00k
Other borrowed funds$26.58M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$19.31M
All Other Liabilities$3.42M
Total Liabilities and Capital$440.13M

Securities

Securities$128.86M
Available-for-sale debt securities$128.86M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Northeast Security Bank?
$440.13M as of the latest filing.
How much are Northeast Security Bank's total deposits?
$341.20M in total deposits.
Where is Northeast Security Bank located?
Sumner, IA.
What is the Net Interest Margin?
3.13%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
1.23%.
How much are total loans and leases?
$261.69M (latest filing).
What is the total interest income (latest filing)?
$4.88M.