Heartland Bank
Somers, IA
IDRSSD: 604547
Total Assets
$267.45M
Latest filing
Total Deposits
$200.87M
Latest filing
Net Interest Margin
4.84%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
073915889SOMERS, IA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Heartland Bank
615 6th Ave
Somers, IA 50586
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 9266
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Heartland Bank (Main) | 615 6th Ave | Somers, IA |
| CALLENDER BRANCH | 425 Thomas Street | Callender, IA |
| MANSON BRANCH | 1314 1st Ave | Manson, IA |
| JEFFERSON BRANCH | 1706 N Elm St | Jefferson, IA |
| GOWRIE BRANCH | 1201 Market St | Gowrie, IA |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 50586 |
| State and County Number | 19025 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 30 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 10/16/1934 |
| Primary Insurance Agency | DIF |
| Website | www.heartlandbanks.bank |
| Data Updated | 01/30/2026 |
| CERT | 14809 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $267.45M |
| Total Deposits | $200.87M |
| Total Liabilities | $234.68M |
| Total Equity Capital | $32.78M |
| Net Income | $1.41M |
| Net Loans and Leases | $215.88M |
| Assets Per Employee ($Millions) | $8.63M |
| Bank Premises and Fixed Assets | $3.92M |
| Cash and Balances due from Depository Institutions | $9.64M |
| Deposits Held in Domestic Offices | $200.87M |
Key Performance Ratios
| Return on Assets (ROA) | 2.12% |
| Return on Equity (ROE) | 17.6% |
| Net Interest Margin | 4.84% |
| Efficiency Ratio | 51.15% |
| Tier 1 Risk-Based Capital Ratio | 13.849% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.255% |
| Earning Assets to total Assets | 92.22% |
Income and Expense
| Total Interest Income | $4.27M |
| Total Noninterest Income | $262.00k |
| Total Interest Expense | $1.27M |
| Total Noninterest Expense | $1.67M |
| Net Interest Income | $2.99M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $138.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $31.57M |
| All Other Liabilities | $2.24M |
| Total Liabilities and Capital | $267.45M |
Securities
| Securities | $30.33M |
| Available-for-sale debt securities | $28.71M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $1.53M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Heartland Bank?
$267.45M as of the latest filing.
How much are Heartland Bank's total deposits?
$200.87M in total deposits.
Where is Heartland Bank located?
Somers, IA.
What is the Net Interest Margin?
4.84%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
2.12%.
How much are total loans and leases?
$215.88M (latest filing).
What is the total interest income (latest filing)?
$4.27M.