Texas National Bank
Mercedes, TX
IDRSSD: 497954
Total Assets
$1.04B
Latest filing
Total Deposits
$910.02M
Latest filing
Net Interest Margin
4.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Texas National Bank
201 S Texas Ave
Mercedes, TX 78570
Full Service - Brick and Mortar
Updated 11/14/2025Established 11/26/1920FDIC Certificate 2159
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Texas National Bank (Main) | 201 S Texas Ave | Mercedes, TX |
| SOUTH JACKSON BRANCH | 4908 S Jackson Rd | Edinburg, TX |
| TNB NORTH MCALLEN BRANCH | 6901 N 10th St | Mcallen, TX |
| WESLACO BRANCH | 621 S International Blvd | Weslaco, TX |
| MISSION/SHARY BRANCH | 501 N Shary Rd | Mission, TX |
| TNB-ELSA BRANCH | 720 E Edinburg | Elsa, TX |
| TNB - SAN JUAN BRANCH | 920 W. Interstate Highway 2 | San Juan, TX |
| BROWNSVILLE RUBEN TORRES BRANCH | 1414 Ruben M Torres Blvd | Brownsville, TX |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 11/26/1920 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78570 |
| State and County Number | 48215 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | McAllen-Edinburg-Mission, TX |
Operational Info
| Number of Employees | 159 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://texasnational.com |
| Data Updated | 11/14/2025 |
| CERT | 3337 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.04B |
| Total Deposits | $910.02M |
| Total Liabilities | $941.97M |
| Total Equity Capital | $102.38M |
| Net Income | $3.56M |
| Net Loans and Leases | $679.44M |
| Assets Per Employee ($Millions) | $6.45M |
| Bank Premises and Fixed Assets | $67.59M |
| Cash and Balances due from Depository Institutions | $102.28M |
| Deposits Held in Domestic Offices | $910.02M |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 14.27% |
| Net Interest Margin | 4.81% |
| Efficiency Ratio | 61.88% |
| Tier 1 Risk-Based Capital Ratio | 14.987% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.804% |
| Earning Assets to total Assets | 89.62% |
Income and Expense
| Total Interest Income | $16.17M |
| Total Noninterest Income | $1.48M |
| Total Interest Expense | $5.32M |
| Total Noninterest Expense | $7.63M |
| Net Interest Income | $10.85M |
| Pre-tax Net Operating Income | $4.30M |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.27M |
| Other borrowed funds | $24.60M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.73M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.35M |
| Total Liabilities and Capital | $1.04B |
Securities
| Securities | $166.45M |
| Available-for-sale debt securities | $166.45M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas National Bank?
$1.04B as of the latest filing.
How much are Texas National Bank's total deposits?
$910.02M in total deposits.
Where is Texas National Bank located?
Mercedes, TX.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
10.
When was it established?
11/26/1920.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$679.44M (latest filing).
What is the total interest income (latest filing)?
$16.17M.