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Alliance Bank Central Texas

Woodway, TX
IDRSSD: 601658
Total Assets
$1.05B
Latest filing
Total Deposits
$922.37M
Latest filing
Net Interest Margin
3.40%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/16/1939
Community BankYes
Ownership TypeNot Mutual
ZIP76712
State and County Number48309
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameWaco, TX

Operational Info

Number of Employees100
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance03/20/1939
Primary Insurance AgencyDIF
Websitehttps://www.alliancebanktexas.com
Data Updated11/14/2025
CERT15657
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.05B
Total Deposits$922.37M
Total Liabilities$925.21M
Total Equity Capital$121.43M
Net Income$2.51M
Net Loans and Leases$853.17M
Assets Per Employee ($Millions)$10.36M
Bank Premises and Fixed Assets$27.11M
Cash and Balances due from Depository Institutions$57.94M
Deposits Held in Domestic Offices$922.37M

Key Performance Ratios

Return on Assets (ROA)0.97%
Return on Equity (ROE)8.37%
Net Interest Margin3.4%
Efficiency Ratio61.14%
Tier 1 Risk-Based Capital Ratio14.207%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.602%
Earning Assets to total Assets93.21%

Income and Expense

Total Interest Income$15.28M
Total Noninterest Income$449.00k
Total Interest Expense$7.09M
Total Noninterest Expense$5.28M
Net Interest Income$8.19M
Pre-tax Net Operating Income$3.16M
Provision for Credit Losses$200.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$16.43M
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$1.53M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.84M
Total Liabilities and Capital$1.05B

Securities

Securities$74.08M
Available-for-sale debt securities$74.08M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Alliance Bank Central Texas?
$1.05B as of the latest filing.
How much are Alliance Bank Central Texas's total deposits?
$922.37M in total deposits.
Where is Alliance Bank Central Texas located?
Woodway, TX.
What is the Net Interest Margin?
3.40%.
How many domestic offices does it operate?
8.
When was it established?
03/16/1939.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$853.17M (latest filing).
What is the total interest income (latest filing)?
$15.28M.