Alliance Bank Central Texas
Woodway, TX
IDRSSD: 601658
Total Assets
$1.25B
Latest filing
Total Deposits
$1.00B
Latest filing
Net Interest Margin
3.12%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111911156WOODWAY, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Alliance Bank Central Texas
191 Archway Dr
Woodway, TX 76712
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/16/1939FDIC Certificate 9934
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Alliance Bank Central Texas (Main) | 191 Archway Dr | Woodway, TX |
| FARM BUREAU BRANCH | 7420 Fish Pond Rd | Waco, TX |
| DONIE BRANCH | 302 Main Street | Donie, TX |
| JEWETT BRANCH | 114 N Main St | Jewett, TX |
| BOSQUE BRANCH | 4721 Bosque Blvd | Waco, TX |
| TEMPLE LPO BRANCH | 197 Clinite Grove Blvd | Temple, TX |
| TEMPLE BRANCH | 408 Hilliard Rd | Temple, TX |
| GEORGETOWN BRANCH | 3911 Williams Drive | Georgetown, TX |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/16/1939 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76712 |
| State and County Number | 48309 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Waco, TX |
Operational Info
| Number of Employees | 101 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/20/1939 |
| Primary Insurance Agency | DIF |
| Website | https://www.alliancebanktexas.com |
| Data Updated | 01/30/2026 |
| CERT | 15657 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.25B |
| Total Deposits | $1.00B |
| Total Liabilities | $1.10B |
| Total Equity Capital | $147.09M |
| Net Income | $2.89M |
| Net Loans and Leases | $854.17M |
| Assets Per Employee ($Millions) | $12.48M |
| Bank Premises and Fixed Assets | $27.02M |
| Cash and Balances due from Depository Institutions | $42.05M |
| Deposits Held in Domestic Offices | $1.00B |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 8.62% |
| Net Interest Margin | 3.12% |
| Efficiency Ratio | 60.31% |
| Tier 1 Risk-Based Capital Ratio | 16.392% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.784% |
| Earning Assets to total Assets | 94.09% |
Income and Expense
| Total Interest Income | $15.85M |
| Total Noninterest Income | $511.00k |
| Total Interest Expense | $7.46M |
| Total Noninterest Expense | $5.37M |
| Net Interest Income | $8.39M |
| Pre-tax Net Operating Income | $3.43M |
| Provision for Credit Losses | $100.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $16.35M |
| Other borrowed funds | $95.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.52M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.77M |
| Total Liabilities and Capital | $1.25B |
Securities
| Securities | $278.05M |
| Available-for-sale debt securities | $278.05M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Alliance Bank Central Texas?
$1.25B as of the latest filing.
How much are Alliance Bank Central Texas's total deposits?
$1.00B in total deposits.
Where is Alliance Bank Central Texas located?
Woodway, TX.
What is the Net Interest Margin?
3.12%.
How many domestic offices does it operate?
8.
When was it established?
03/16/1939.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$854.17M (latest filing).
What is the total interest income (latest filing)?
$15.85M.