Pointbank
Pilot Point, TX
IDRSSD: 844567
Total Assets
$1.08B
Latest filing
Total Deposits
$993.88M
Latest filing
Net Interest Margin
3.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111906006PILOT POINT, TX
Key People
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Locations
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Main Office
Pointbank
200 S Highway 377
Pilot Point, TX 76258
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/13/1892FDIC Certificate 2204
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Pointbank (Main) | 200 S Highway 377 | Pilot Point, TX |
| AUBREY BRANCH | 922 S Highway 377 | Aubrey, TX |
| DENTON BANK NORTH BRANCH | 1700 N Carroll Blvd | Denton, TX |
| DENTON BANK SOUTH BRANCH | 525 S Interstate 35 E | Denton, TX |
| LEWISVILLE BRANCH | 915 W Main St | Lewisville, TX |
| CORINTH BRANCH | 3971 Fm 2181 | Denton, TX |
| ARGYLE BRANCH | 302 Highway 377 N | Argyle, TX |
| LITTLE ELM BRANCH | 2103 E Eldorado Pkwy | Little Elm, TX |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/13/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76258 |
| State and County Number | 48121 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Dallas-Fort Worth-Arlington, TX |
Operational Info
| Number of Employees | 108 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | https://www.pointbank.com |
| Data Updated | 01/30/2026 |
| CERT | 3389 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.08B |
| Total Deposits | $993.88M |
| Total Liabilities | $1.00B |
| Total Equity Capital | $82.29M |
| Net Income | $2.88M |
| Net Loans and Leases | $562.57M |
| Assets Per Employee ($Millions) | $10.13M |
| Bank Premises and Fixed Assets | $2.01M |
| Cash and Balances due from Depository Institutions | $37.10M |
| Deposits Held in Domestic Offices | $993.88M |
Key Performance Ratios
| Return on Assets (ROA) | 1.06% |
| Return on Equity (ROE) | 14.33% |
| Net Interest Margin | 3.39% |
| Efficiency Ratio | 69.84% |
| Tier 1 Risk-Based Capital Ratio | 15.478% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.592% |
| Earning Assets to total Assets | 97.05% |
Income and Expense
| Total Interest Income | $14.06M |
| Total Noninterest Income | $1.47M |
| Total Interest Expense | $5.15M |
| Total Noninterest Expense | $7.25M |
| Net Interest Income | $8.91M |
| Pre-tax Net Operating Income | $2.88M |
| Provision for Credit Losses | $250.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.65M |
| Total Liabilities and Capital | $1.08B |
Securities
| Securities | $463.57M |
| Available-for-sale debt securities | $463.57M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Pointbank?
$1.08B as of the latest filing.
How much are Pointbank's total deposits?
$993.88M in total deposits.
Where is Pointbank located?
Pilot Point, TX.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
10.
When was it established?
07/13/1892.
What is the Return on Assets (ROA)?
1.06%.
How much are total loans and leases?
$562.57M (latest filing).
What is the total interest income (latest filing)?
$14.06M.