United Texas Bank

Dallas, TX
IDRSSD: 726953
Total Assets
$1.06B
Latest filing
Total Deposits
$769.67M
Latest filing
Net Interest Margin
2.69%
Profitability

Locations

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Main Office
United Texas Bank
13101 Preston Rd
Dallas, TX 75240
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/07/1986FDIC Certificate 35350

Branches (2)

Page 1 of 1
NameAddressCity / State
United Texas Bank (Main)13101 Preston RdDallas, TX
MERIT TOWER BRANCH12222 Merit DrDallas, TX
ROYAL BRANCH10803 Preston RdDallas, TX
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date04/07/1986
Community BankYes
Ownership TypeNot Mutual
ZIP75240
State and County Number48113
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number11
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDallas-Fort Worth-Arlington, TX

Operational Info

Number of Employees90
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/07/1986
Primary Insurance AgencyDIF
Websitewww.unitedtexasbank.com
Data Updated11/14/2025
CERT26626
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.06B
Total Deposits$769.67M
Total Liabilities$886.90M
Total Equity Capital$170.36M
Net Income$468.00k
Net Loans and Leases$587.98M
Assets Per Employee ($Millions)$12.89M
Bank Premises and Fixed Assets$8.62M
Cash and Balances due from Depository Institutions$237.64M
Deposits Held in Domestic Offices$769.67M

Key Performance Ratios

Return on Assets (ROA)0.18%
Return on Equity (ROE)1.11%
Net Interest Margin2.69%
Efficiency Ratio78.66%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.74%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.113%
Earning Assets to total Assets96.77%

Income and Expense

Total Interest Income$14.84M
Total Noninterest Income$2.71M
Total Interest Expense$8.13M
Total Noninterest Expense$7.41M
Net Interest Income$6.71M
Pre-tax Net Operating Income$111.00k
Provision for Credit Losses$1.90M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$111.48M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.75M
Total Liabilities and Capital$1.06B

Securities

Securities$198.99M
Available-for-sale debt securities$127.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$71.59M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of United Texas Bank?
$1.06B as of the latest filing.
How much are United Texas Bank's total deposits?
$769.67M in total deposits.
Where is United Texas Bank located?
Dallas, TX.
What is the Net Interest Margin?
2.69%.
How many domestic offices does it operate?
3.
When was it established?
04/07/1986.
What is the Return on Assets (ROA)?
0.18%.
How much are total loans and leases?
$587.98M (latest filing).
What is the total interest income (latest filing)?
$14.84M.