The First National Bank of Bastrop
Bastrop, TX
IDRSSD: 18050
Total Assets
$1.04B
Latest filing
Total Deposits
$925.24M
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Bastrop
489 Highway 71 W
Bastrop, TX 78602
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/15/1889FDIC Certificate 1970
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Bastrop (Main) | 489 Highway 71 W | Bastrop, TX |
| HIGHWAY 71 BRANCH | Highway 71 And Hasler Boulevard | Bastrop, TX |
| ELGIN BRANCH | 1312 Highway 290 W | Elgin, TX |
| SMITHVILLE BRANCH | 312 Main St | Smithville, TX |
| CEDAR CREEK BRANCH | 118 Highway 21 W | Bastrop, TX |
| DOWNTOWN BASTROP BRANCH | 712 Spring Street | Bastrop, TX |
Showing 5 of 5
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/15/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 78602 |
| State and County Number | 48021 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Austin-Round Rock-Georgetown, TX |
Operational Info
| Number of Employees | 156 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbbastrop.bank |
| Data Updated | 11/14/2025 |
| CERT | 3091 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.04B |
| Total Deposits | $925.24M |
| Total Liabilities | $951.10M |
| Total Equity Capital | $93.04M |
| Net Income | $5.75M |
| Net Loans and Leases | $637.60M |
| Assets Per Employee ($Millions) | $6.96M |
| Bank Premises and Fixed Assets | $11.63M |
| Cash and Balances due from Depository Institutions | $67.95M |
| Deposits Held in Domestic Offices | $925.24M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 26.3% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 51.8% |
| Tier 1 Risk-Based Capital Ratio | 18.603% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.911% |
| Earning Assets to total Assets | 95.75% |
Income and Expense
| Total Interest Income | $13.82M |
| Total Noninterest Income | $4.24M |
| Total Interest Expense | $4.34M |
| Total Noninterest Expense | $7.11M |
| Net Interest Income | $9.48M |
| Pre-tax Net Operating Income | $6.06M |
| Provision for Credit Losses | $550.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $20.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.86M |
| Total Liabilities and Capital | $1.04B |
Securities
| Securities | $305.19M |
| Available-for-sale debt securities | $305.19M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Bastrop?
$1.04B as of the latest filing.
How much are The First National Bank of Bastrop's total deposits?
$925.24M in total deposits.
Where is The First National Bank of Bastrop located?
Bastrop, TX.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
6.
When was it established?
08/15/1889.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$637.60M (latest filing).
What is the total interest income (latest filing)?
$13.82M.