The Peoples Bank
Magnolia, AR
IDRSSD: 712648
Total Assets
$194.40M
Latest filing
Total Deposits
$135.10M
Latest filing
Net Interest Margin
5.72%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Bank
500 N Jackson
Magnolia, AR 71753
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 7974
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank (Main) | 500 N Jackson | Magnolia, AR |
| GOLDEN OAKS BRANCH | 107 N Walnut St | Waldo, AR |
| WEST BRANCH | 305 N Jackson | Magnolia, AR |
| LAKEWOOD BANKING CENTER | 103 Highway 79 N | Magnolia, AR |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71753 |
| State and County Number | 05027 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Magnolia, AR |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pbmag.com |
| Data Updated | 01/30/2026 |
| CERT | 12531 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $194.40M |
| Total Deposits | $135.10M |
| Total Liabilities | $167.28M |
| Total Equity Capital | $27.11M |
| Net Income | $1.08M |
| Net Loans and Leases | $149.85M |
| Assets Per Employee ($Millions) | $2.66M |
| Bank Premises and Fixed Assets | $5.25M |
| Cash and Balances due from Depository Institutions | $10.03M |
| Deposits Held in Domestic Offices | $135.10M |
Key Performance Ratios
| Return on Assets (ROA) | 2.21% |
| Return on Equity (ROE) | 15.77% |
| Net Interest Margin | 5.72% |
| Efficiency Ratio | 66.68% |
| Tier 1 Risk-Based Capital Ratio | 19.407% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.948% |
| Earning Assets to total Assets | 90.02% |
Income and Expense
| Total Interest Income | $3.26M |
| Total Noninterest Income | $565.00k |
| Total Interest Expense | $734.00k |
| Total Noninterest Expense | $2.11M |
| Net Interest Income | $2.53M |
| Pre-tax Net Operating Income | $1.08M |
| Provision for Credit Losses | $-101,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $30.84M |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.55M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.34M |
| Total Liabilities and Capital | $194.40M |
Securities
| Securities | $12.62M |
| Available-for-sale debt securities | $12.62M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank?
$194.40M as of the latest filing.
How much are The Peoples Bank's total deposits?
$135.10M in total deposits.
Where is The Peoples Bank located?
Magnolia, AR.
What is the Net Interest Margin?
5.72%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
2.21%.
How much are total loans and leases?
$149.85M (latest filing).
What is the total interest income (latest filing)?
$3.26M.