Peoples Bank Co.
Altenburg, MO
IDRSSD: 941541
Total Assets
$128.59M
Latest filing
Total Deposits
$106.62M
Latest filing
Net Interest Margin
3.69%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 63732 |
| State and County Number | 29157 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | peoplesoa.com |
| Data Updated | 11/14/2025 |
| CERT | 12226 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $128.59M |
| Total Deposits | $106.62M |
| Total Liabilities | $117.70M |
| Total Equity Capital | $10.89M |
| Net Income | $204.00k |
| Net Loans and Leases | $81.50M |
| Assets Per Employee ($Millions) | $6.43M |
| Bank Premises and Fixed Assets | $3.51M |
| Cash and Balances due from Depository Institutions | $11.67M |
| Deposits Held in Domestic Offices | $106.62M |
Key Performance Ratios
| Return on Assets (ROA) | 0.67% |
| Return on Equity (ROE) | 7.87% |
| Net Interest Margin | 3.69% |
| Efficiency Ratio | 69.17% |
| Tier 1 Risk-Based Capital Ratio | 11.967% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.43% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.467% |
| Earning Assets to total Assets | 90.62% |
Income and Expense
| Total Interest Income | $1.71M |
| Total Noninterest Income | $57.00k |
| Total Interest Expense | $676.00k |
| Total Noninterest Expense | $754.00k |
| Net Interest Income | $1.03M |
| Pre-tax Net Operating Income | $204.00k |
| Provision for Credit Losses | $132.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.08M |
| Total Liabilities and Capital | $128.59M |
Securities
| Securities | $27.81M |
| Available-for-sale debt securities | $27.81M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples Bank Co.?
$128.59M as of the latest filing.
How much are Peoples Bank Co.'s total deposits?
$106.62M in total deposits.
Where is Peoples Bank Co. located?
Altenburg, MO.
What is the Net Interest Margin?
3.69%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
0.67%.
How much are total loans and leases?
$81.50M (latest filing).
What is the total interest income (latest filing)?
$1.71M.