Citizens Community Bank
Pilot Grove, MO
IDRSSD: 578554
Total Assets
$138.09M
Latest filing
Total Deposits
$121.69M
Latest filing
Net Interest Margin
3.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101914286PILOT GROVE, MO
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Citizens Community Bank
100 Roe St
Pilot Grove, MO 65276
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/26/1913FDIC Certificate 8053
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Citizens Community Bank (Main) | 100 Roe St | Pilot Grove, MO |
| CITIZENS COMMUNITY BANK (BOON BRANCH | 500 Jackson Rd | Boonville, MO |
| BLACKWATER BRANCH | 201 Main St | Blackwater, MO |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/26/1913 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 65276 |
| State and County Number | 29053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Columbia, MO |
Operational Info
| Number of Employees | 19 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ccb-online.net |
| Data Updated | 01/30/2026 |
| CERT | 12694 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $138.09M |
| Total Deposits | $121.69M |
| Total Liabilities | $122.01M |
| Total Equity Capital | $16.08M |
| Net Income | $409.00k |
| Net Loans and Leases | $92.61M |
| Assets Per Employee ($Millions) | $7.27M |
| Bank Premises and Fixed Assets | $2.57M |
| Cash and Balances due from Depository Institutions | $10.37M |
| Deposits Held in Domestic Offices | $121.69M |
Key Performance Ratios
| Return on Assets (ROA) | 1.19% |
| Return on Equity (ROE) | 10.29% |
| Net Interest Margin | 3.85% |
| Efficiency Ratio | 60.53% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.647% |
| Earning Assets to total Assets | 91.72% |
Income and Expense
| Total Interest Income | $1.82M |
| Total Noninterest Income | $126.00k |
| Total Interest Expense | $594.00k |
| Total Noninterest Expense | $816.00k |
| Net Interest Income | $1.22M |
| Pre-tax Net Operating Income | $532.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.28M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $323.00k |
| Total Liabilities and Capital | $138.09M |
Securities
| Securities | $25.13M |
| Available-for-sale debt securities | $25.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Citizens Community Bank?
$138.09M as of the latest filing.
How much are Citizens Community Bank's total deposits?
$121.69M in total deposits.
Where is Citizens Community Bank located?
Pilot Grove, MO.
What is the Net Interest Margin?
3.85%.
How many domestic offices does it operate?
3.
When was it established?
08/26/1913.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$92.61M (latest filing).
What is the total interest income (latest filing)?
$1.82M.