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Chillicothe State Bank

Chillicothe, MO
IDRSSD: 504142
Total Assets
$134.55M
Latest filing
Total Deposits
$122.63M
Latest filing
Net Interest Margin
3.90%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/19/1937
Community BankYes
Ownership TypeNot Mutual
ZIP64601
State and County Number29117
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees22
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance11/22/1937
Primary Insurance AgencyDIF
Websitewww.gostatebank.com
Data Updated11/14/2025
CERT15546
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$134.55M
Total Deposits$122.63M
Total Liabilities$123.56M
Total Equity Capital$10.99M
Net Income$415.00k
Net Loans and Leases$72.43M
Assets Per Employee ($Millions)$6.12M
Bank Premises and Fixed Assets$1.96M
Cash and Balances due from Depository Institutions$10.48M
Deposits Held in Domestic Offices$122.63M

Key Performance Ratios

Return on Assets (ROA)1.24%
Return on Equity (ROE)14.76%
Net Interest Margin3.9%
Efficiency Ratio60.73%
Tier 1 Risk-Based Capital Ratio19.038%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.168%
Earning Assets to total Assets95.92%

Income and Expense

Total Interest Income$1.52M
Total Noninterest Income$122.00k
Total Interest Expense$272.00k
Total Noninterest Expense$835.00k
Net Interest Income$1.25M
Pre-tax Net Operating Income$540.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$930.00k
Total Liabilities and Capital$134.55M

Securities

Securities$47.62M
Available-for-sale debt securities$47.62M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Chillicothe State Bank?
$134.55M as of the latest filing.
How much are Chillicothe State Bank's total deposits?
$122.63M in total deposits.
Where is Chillicothe State Bank located?
Chillicothe, MO.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
2.
When was it established?
10/19/1937.
What is the Return on Assets (ROA)?
1.24%.
How much are total loans and leases?
$72.43M (latest filing).
What is the total interest income (latest filing)?
$1.52M.