Chillicothe State Bank
Chillicothe, MO
IDRSSD: 504142
Total Assets
$136.56M
Latest filing
Total Deposits
$124.77M
Latest filing
Net Interest Margin
4.03%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101901419CHILLICOTHE, MO
Key People
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Locations
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Main Office
Chillicothe State Bank
600 Washington St
Chillicothe, MO 64601
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/19/1937FDIC Certificate 9840
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Chillicothe State Bank (Main) | 600 Washington St | Chillicothe, MO |
| DRIVE-IN FACILITY | 815 S Washington St | Chillicothe, MO |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/19/1937 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 64601 |
| State and County Number | 29117 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/22/1937 |
| Primary Insurance Agency | DIF |
| Website | www.gostatebank.com |
| Data Updated | 01/30/2026 |
| CERT | 15546 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $136.56M |
| Total Deposits | $124.77M |
| Total Liabilities | $125.51M |
| Total Equity Capital | $11.05M |
| Net Income | $196.00k |
| Net Loans and Leases | $71.20M |
| Assets Per Employee ($Millions) | $5.94M |
| Bank Premises and Fixed Assets | $1.92M |
| Cash and Balances due from Depository Institutions | $14.10M |
| Deposits Held in Domestic Offices | $124.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.58% |
| Return on Equity (ROE) | 7.11% |
| Net Interest Margin | 4.03% |
| Efficiency Ratio | 72.1% |
| Tier 1 Risk-Based Capital Ratio | 19.448% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.095% |
| Earning Assets to total Assets | 94.52% |
Income and Expense
| Total Interest Income | $1.57M |
| Total Noninterest Income | $129.00k |
| Total Interest Expense | $274.00k |
| Total Noninterest Expense | $1.03M |
| Net Interest Income | $1.30M |
| Pre-tax Net Operating Income | $249.00k |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $741.00k |
| Total Liabilities and Capital | $136.56M |
Securities
| Securities | $47.32M |
| Available-for-sale debt securities | $47.32M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Chillicothe State Bank?
$136.56M as of the latest filing.
How much are Chillicothe State Bank's total deposits?
$124.77M in total deposits.
Where is Chillicothe State Bank located?
Chillicothe, MO.
What is the Net Interest Margin?
4.03%.
How many domestic offices does it operate?
2.
When was it established?
10/19/1937.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$71.20M (latest filing).
What is the total interest income (latest filing)?
$1.57M.